3103 Harding Ave, Bronx, NY 10465 Property Records

New York City property record for 3103 Harding Ave, Bronx, NY 10465

Property Summary

Property Type	Duplex
Details	3,744 sqft · built 1970
Lot Size	0.086 acres (3,753 sqft)
Owner	Company Name on Record
Last Sale	$925,000 (Jul 2022)
Tax Bill	$10,890 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2018 Transfer + 1 more
APN	`05520-0193`

Property Details

APN / Parcel Number

Primary APN	`05520-0193`
Alternative APNs	`1806055200193` `2-05520-0193`

Interior

Units	2 Units
Stories	3 Stories
Building Area	3,744 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Construction Type	Brick
Lot Area	3,753 sqft (0.086 acres)
Lot Dimensions	139 ft deep x 27 ft wide

Location & Zoning

Account Number	2-05520-0193
Street Address	3103 HARDING AVE
City	BRONX
State	NY
Zip	10465-3408
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3-1
Legal Block	5520
Legal Lot Number	193
Jurisdiction	BRONX NY
Township / Civil Division	BRONX
Census Block Group	3
Census Block	3000
Census Tract	11800

Owner

Source: New York City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 RUSSELL ST, WHITE PLAINS, NY 10606-1011
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed, Transfer MRZ REALTY LLC
Nov 13, 2018	Quit Claim Deed, Transfer JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY
Aug 6, 2018	Quit Claim Deed, Transfer YOUR TITLE EXPERTS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2022 · Amount on Record
Deed Sale	Jul 7, 2022 · Amount on Record
Prior Sale	Jun 13, 1996 · Amount on Record
Deed Document Number	2022268403
Prior Transfer Date	Nov 1, 2018
Prior Transfer Doc	0000375849
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BRONX NY
Recording Date	Jul 7, 2022
Property Address	3103 HARDING AVE, BRONX, NY 10465-3408
Document Number	0000268403
Instrument Date	Apr 27, 2022
Instrument	2022000268403
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3103 HARDING AVE, 3103, BRONX, NY 10465-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RUSSELL ST, WHITE PLAINS, NY 10606-1011

Mortgage

Document Number	0000268404
Date	Jul 7, 2022
Instrument	2022000268404

Lender

Name	MRZ REALTY LLC

Agreement

Amount	Amount Recorded

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRONX NY
Recording Date	Nov 13, 2018
Property Address	3103 HARDING AVE, BRONX, NY 10465-3408
Document Number	0000375849
Instrument Date	Nov 1, 2018
Instrument	375849
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	JUDICIAL TITLE INSURANCE AGENCY INC, THE JUDICIAL TITLE INS AGCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3103 HARDING AVE BRONX NY 104653408, BRONX, NY 10465-3408

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRONX NY
Recording Date	Aug 6, 2018
Property Address	3103 HARDING AVE, BRONX, NY 10465-3408
Document Number	0000261510
Instrument Date	Jul 19, 2018
Instrument	261510
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	YOUR TITLE EXPERTS

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3103 HARDING AVE BRONX NY 104653408, BRONX, NY 10465-3408

Tax Assessment & Valuation

Source: New York City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Bronx County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,224 (-) Land $8,841 Building $45,383	$1,288,000 (+20.49%) Land $210,000 Building $1,078,000
2025	$10,890.00 (+3.2%)	$54,224 (+9.4%) Land $10,652 Building $43,572	$1,069,000 (+2.69%) Land $210,000 Building $859,000
2024	$10,552.00 (+6%)
2023	$9,955.00	$49,565 Land $9,999 Building $39,566	$1,041,000 Land $210,000 Building $831,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	29 (1984–2021)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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