3092 Harding Ave, Bronx, NY 10465 Property Records

New York City property record for 3092 Harding Ave, Bronx, NY 10465

Property Summary

Property Type	Single Family Home
Details	1,332 sqft · built 1955
Lot Size	0.056 acres (2,436 sqft)
Owner	2 Individual Names on Record
Last Sale	$499,999 (Oct 2017)
Tax Bill	$6,941 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2019 Mortgage + 2 more
APN	`05521-0009`

Property Details

APN / Parcel Number

Primary APN	`05521-0009`
Alternative APNs	`1806055210009` `2-05521-0009`

Interior

Stories	2 Stories
Building Area	1,332 sqft Living Area
1st Floor Area	666 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	2,436 sqft (0.056 acres)
Lot Dimensions	83.3 ft deep x 28.7 ft wide
View / Lot	Corner

Location & Zoning

Account Number	2-05521-0009
Street Address	3092 HARDING AVE
City	BRONX
State	NY
Zip	10465-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-1
Legal Block	5521
Legal Lot Number	9
Jurisdiction	BRONX NY
Township / Civil Division	BRONX
Census Block Group	1
Census Block	1005
Census Tract	11800

Owner

Source: New York City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3092 HARDING AVE, BRONX, NY 10465-3407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage CROSSCOUNTRY MORTGAGE, LLC, A LIMITED LI
Jul 23, 2019	Quit Claim Deed, Transfer · FHA Mortgage MR COOPER
Jul 9, 2019	Loan Modification, Mortgage · FHA Mortgage MR COOPER
Oct 5, 2017	Grant Deed, Transfer · FHA Mortgage INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2017 · Amount on Record
Deed Sale	Oct 5, 2017 · Amount on Record
Prior Sale	Oct 2, 2001
Deed Document Number	2017369727
Last Transfer Date	Jul 9, 2019
Transfer Doc	0000231463
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRONX NY
Property Address	3092 HARDING AVE, BRONX, NY 10465-3407
Transaction Type	Mortgage
Record Updated	Aug 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000310718
Date	Aug 9, 2021
Instrument	2021000310718

Lender

Name	CROSSCOUNTRY MORTGAGE, LLC, A LIMITED LI
Address	6850 MILLER RD, BRECKSVILLE, OH 44141

Agreement

Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRONX NY
Recording Date	Jul 23, 2019
Property Address	3092 HARDING AVE, BRONX, NY 10465-3407
Document Number	0000231463
Instrument Date	Jul 9, 2019
Instrument	231463
Transaction Type	Transfer
Record Updated	Aug 1, 2019
Title Company	TITLE 365

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3092 HARDING AVE BRONX NY 104653407, BRONX, NY 10465-3407

Mortgage

Document Number	231464
Date	Jul 23, 2019
Instrument	231464

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 22, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRONX NY
Property Address	3092 HARDING AVE, BRONX, NY 10465-3407
Document Number	0000233788
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 31, 2019
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3092 HARDING AVE BRONX NY 104653407, BRONX, NY 10465-3407

Mortgage

Document Number	0000233788
Date	Jul 24, 2019
Instrument	233788

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRONX NY
Recording Date	Oct 5, 2017
Property Address	3092 HARDING AVE, BRONX, NY 10465-3407
Document Number	0000369727
Instrument Date	Sep 27, 2017
Instrument	369727
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	EXCLUSIVE LAND SERVICES INC, EXCLUSIVE LAND SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 HOLLYWOOD AVE BRONX NY 104652507, BRONX, NY 10465-2507

Mortgage

Document Number	369728
Date	Oct 5, 2017
Instrument	369728

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	JERICHO, NY 11753

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

Source: New York City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Bronx County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,560 (+7.84%) Land $8,808 Building $25,752	$616,000 (-0.32%) Land $157,000 Building $459,000
2025	$6,941.00 (+7.85%)
2023	$6,436.00	$32,048 Land $8,142 Building $23,906	$618,000 Land $157,000 Building $461,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 185 individual policies
Nearby Flood Policies	233 units insured incl. 48 condo units
Nearby Flood Claims	421 (1978–2024)
Claims Outside the SFHA	37 of 421
Most Recent Claim	Apr 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 13 claims Hurricane Sandy, Oct 2012 · 126 claims Hurricane Irene, Aug 2011 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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