3113 Harding Ave, Bronx, NY 10465 Property Records

New York City property record for 3113 Harding Ave, Bronx, NY 10465

Property Summary

Property Type	Duplex
Details	3,168 sqft · built 1970
Lot Size	0.072 acres (3,143 sqft)
Owner	Individual Name on Record
Last Sale	$630,000 (Apr 2016)
Tax Bill	$10,255 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2019 Mortgage + 2 more
APN	`05520-0190`

Property Details

APN / Parcel Number

Primary APN	`05520-0190`
Alternative APNs	`1806055200190` `2-05520-0190`

Interior

Units	2 Units
Stories	3 Stories
Building Area	3,168 sqft Living Area
1st Floor Area	792 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Duplex Single
Construction Type	Brick
Lot Area	3,143 sqft (0.072 acres)
Lot Dimensions	116 ft deep x 27 ft wide

Location & Zoning

Account Number	2-05520-0190
Street Address	3113 HARDING AVE
City	BRONX
State	NY
Zip	10465-3408
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3-1
Legal Block	5520
Legal Lot Number	190
Jurisdiction	BRONX NY
Township / Civil Division	BRONX
Census Block Group	3
Census Block	3000
Census Tract	11800

Owner

Source: New York City records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3113 HARDING AVE, BRONX, NY 10465-3408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD
May 13, 2019	Deed of Trust, Mortgage GARDEN SAVINGS FCU
May 11, 2018	Loan Modification, Mortgage · Conventional with PMI FAIRWAY INDEPENDENT MTG
May 29, 2018	Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2016 · Amount on Record
Deed Sale	Apr 5, 2016 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2016118140
Last Transfer Date	May 11, 2018
Transfer Doc	0000178229
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRONX NY
Property Address	3113 HARDING AVE, BRONX, NY 10465-3408
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043246
Date	Feb 4, 2021
Instrument	2021000043246

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LTD
Type	Mortgage Company
Address	1901 E VOORHEES ST STE C, DANVILLE, IL 61834

Agreement

Amount	Amount Recorded

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRONX NY
Property Address	3113 HARDING AVE, BRONX, NY 10465-3408
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 HARDING AVE, BRONX, NY 10465-3408

Mortgage

Document Number	0000151623
Date	May 13, 2019
Instrument	2019000151623

Lender

Name	GARDEN SAVINGS FCU
Type	Credit Union
Address	129 LITTLETON RD, PARSIPPANY, NJ 07054

Agreement

Amount	Amount Recorded

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BRONX NY
Property Address	3113 HARDING AVE, BRONX, NY 10465-3408
Document Number	0000178234
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Jun 7, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 HARDING AVE BRONX NY 104653408, BRONX, NY 10465-3408

Mortgage

Document Number	0000178234
Date	May 29, 2018
Instrument	178234

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Interest

Rate	4.75%

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BRONX NY
Recording Date	May 29, 2018
Property Address	3113 HARDING AVE, BRONX, NY 10465-3408
Document Number	0000178229
Instrument Date	May 11, 2018
Instrument	2018000178229
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3113 HARDING AVE, 3113, BRONX, NY 10465-3408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3113 HARDING AVE, BRONX, NY 10465-3408

Mortgage

Document Number	0000178233
Date	May 29, 2018
Instrument	2018000178233

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: New York City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Bronx County
Municipality	New York City
Unified School District	New York City Department Of Education (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,827 (+11.75%) Land $12,796 Building $41,031	$917,000 (-2.03%) Land $218,000 Building $699,000
2025	$10,255.00 (+6.01%)
2023	$9,674.00	$48,168 Land $11,219 Building $36,949	$936,000 Land $218,000 Building $718,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	29 (1984–2021)
Claims Outside the SFHA	4 of 29
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 6 claims Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW YORK CITY SYSTEM serves 8,271,000 people · EPA ID NY7003493
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	10 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Uncovered finished water reservoir currently in violation since Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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