3103 E Frances Rd, Clio, MI 48420 Property Records

Genesee County property record for 3103 E Frances Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1961
Lot Size	0.631 acres (27,486 sqft)
Owner	Individual on Record
Last Sale	$92,230 (Jun 2019)
Tax Bill	$631 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-33-300-009`

Property Details

APN / Parcel Number

Primary APN	`17-33-300-009`

Interior

Full Baths	1 Bath
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Lot Area	27,486 sqft (0.631 acres)
Lot Dimensions	250 ft deep x 110 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3103 E FRANCES RD
City	CLIO
State	MI
Zip	48420-9778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	A PARCEL OF LAND BEG 974.80 FT E OF SW COR OF SEC TH N 250 FT TH E 110 FT TH S 250 FT TH W 110 FT TO PL OF BEG SEC 33 T9N R7E
Legal Range	07E
Legal Township	09N
Legal Section	33
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	2
Census Block	2004
Census Tract	12503

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3103 E FRANCES RD, CLIO, MI 48420-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LEGACY MORTGAGE
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	201943852
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3103 E FRANCES RD, CLIO, MI 48420-9778
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202104080036435
Date	Apr 8, 2021
Instrument	202104080036435

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GOODRICH, MI 48438

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 13, 2019
Property Address	3103 E FRANCES RD, CLIO, MI 48420-9778
Document Number	201906130043852
Instrument Date	May 29, 2019
Instrument	201906130043852
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$795.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3103 E FRANCES RD, 3103, CLIO, MI 48420-9778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12365 BURT RD, BIRCH RUN, MI 48415-9320

Mortgage

Document Number	201906130043853
Date	Jun 13, 2019
Instrument	201906130043853

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$631.00 (-73%) Homeowner's exemption	$67,800 (+8.83%)	$135,600 (+8.83%)
2024	$2,337.00 (+58.23%)
2023		$62,300	$124,600
2022	$1,477.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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