3110 E Frances Rd, Clio, MI 48420 Property Records

Genesee County property record for 3110 E Frances Rd, Clio, MI 48420

Property Summary

Property TypeAgricultural Vacant Land
Lot Size47.8 acres (2,084,346 sqft)
Owner2 Individual Names on File
Last Sale$177,000 (Jan 2025)
Tax Bill$1,584 (2025)
Deeds & MortgagesSep 2024 Mortgage
Dec 2025 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN11-04-100-027

Property Details

APN / Parcel Number

Primary APN11-04-100-027

Exterior

Lot Area2,084,346 sqft (47.8 acres)
Lot Dimensions300 ft deep x 120 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3110 E FRANCES RD
CityCLIO
StateMI
Zip48420-9778
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Local Zoning CodeA-R AG - R
Legal DescriptionA PARCEL OF LAND BEG N 89 DEG 10 MIN 17 SEC W 1380.01 FT FROM N 1/4 COR OF SEC TH S 0 DEG 27 MIN 30 SEC W 600 FT TH S 89 DEG
Legal Range07E
Legal Township08N
Legal Section04
JurisdictionGENESEE MI
Township / Civil DivisionGENESEE
Census Block Group1
Census Block1003
Census Tract12100

Owner

Source: Genesee County assessment roll, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3110 E FRANCES RD, CLIO, MI 48420-9778
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2024Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Dec 22, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Jan 5, 2026Intrafamily Transfer, Transfer · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Jun 9, 2023Land Contract, Transfer
CISLO TITLE
Jan 8, 2025Warranty Deed, Transfer
CRISLO TITLE COMPANY, CISLO TITLE COMPANY
Sep 27, 2022Warranty Deed, Transfer · Line of Credit
GREENSTONE FARM CREDIT SERVICES FLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 8, 2025 · Amount on Record
Deed SaleJan 8, 2025 · Amount on Record
Prior SaleSep 27, 2022 · Amount on Record
Deed Document Number20251313
Last Transfer DateMar 19, 2025
Transfer Doc0000012360
Record UpdatedSep 20, 2026

September 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3025 LAYMAN DR, FLINT, MI 48506-2052

Mortgage

Document Number0000046618
DateSep 5, 2024
Instrument202409050046618
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2027
Change FrequencyAnnually
Min Rate At Change5.12%
Max Rate At Change9.12%
Index1-Year CMT
Max Rate12.1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGENESEE MI
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Transaction TypeMortgage
Record UpdatedJan 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3110 E FRANCES RD, CLIO, MI 48420-9778

Mortgage

Document Number0000027937
DateDec 22, 2025
Instrument202512220027937
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateJan 5, 2026
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Document Number0000000067
Instrument DateNov 24, 2025
Instrument202601050000067
Transaction TypeTransfer
Record UpdatedJan 28, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address3110 E FRANCES RD, CLIO, MI 48420-9778

Mortgage

Document Number0000027937
DateJan 5, 2026
Instrument202512220027937
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 5, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2023: Land Contract, Transfer

Document TypeLand Contract
JurisdictionGENESEE MI
Recording DateJun 9, 2023
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Document Number0000035893
Instrument DateJun 7, 2023
Instrument202306090035893
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyCISLO TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1267 E FARRAND RD, CLIO, MI 48420-9137

Transferred To (Grantee/Buyer)

NameVerified Name
Address8487 N VASSAR RD, MOUNT MORRIS, MI 48458-9762

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateJan 8, 2025
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Document Number0000001313
Instrument DateJun 7, 2023
Instrument202501080001313
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyCRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,327.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1267 E FARRAND RD, CLIO, MI 48420-9137

Transferred To (Grantee/Buyer)

NameVerified Name
Address8487 N VASSAR RD, MOUNT MORRIS, MI 48458-9762

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGENESEE MI
Recording DateSep 27, 2022
Property Address3110 E FRANCES RD, CLIO, MI 48420-9778
Document Number0000063562
Instrument DateSep 16, 2022
Instrument202209270063562
Transaction TypeTransfer
Record UpdatedOct 3, 2025
Title CompanyMASON BURGESS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3090 E WILSON RD, CLIO, MI 48420-9704

Transferred To (Grantee/Buyer)

NameVerified Name
Address1267 E FARRAND RD, CLIO, MI 48420-9137
InvestorPossibly a Property Investor

Mortgage

Document Number0000063563
DateSep 27, 2022
Instrument202209270063563
Lender
NameGREENSTONE FARM CREDIT SERVICES FLC
TypeSubprime Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGenesee Charter Township
Unified School DistrictMount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,584.00 (-51.59%) Homeowner's exemption$141,800 (+62.8%)$283,600 (+62.8%)
2024$3,272.00 (+76.1%)
2023$87,100$174,200
2021$1,858.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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