3102 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3102 3rd Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1956
Lot Size	0.126 acres (5,517 sqft)
Owner	Company Name on File
Last Sale	$1,125,000 (May 2023)
Tax Bill	$314 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156O D 036`

Property Details

APN / Parcel Number

Primary APN	`156O D 036`
Alternative APN	`0000094074`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,517 sqft (0.126 acres)
Lot Dimensions	122 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000094074
Street Address	3102 3RD AVE
City	CHATTANOOGA
State	TN
Zip	37407-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	PT LT 92 RUOFFS 2ND ADDN PB N/R
Legal Subdivision	RUOFFS ADD
Legal Lot Number	92
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2045
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 1351, HIXSON, TN 37343-5351
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Warranty Deed, Transfer · Commercial Mortgage MOUNTAIN VALLEY BANK
Aug 27, 2018	Warranty Deed, Transfer CHOICE TITLE
Aug 27, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2023 · Amount on File
Deed Sale	May 23, 2023 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	2023052300065
Deed Book / Page	13296 / 878
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 23, 2023
Property Address	3102 3RD AVE, CHATTANOOGA, TN 37407-1705
Document Number	0000000065
Book / Page	13296 / 878
Instrument Date	May 17, 2023
Instrument	2023052300065
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,162.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1351, HIXSON, TN 37343-5351
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000066
Date	May 23, 2023
Instrument	2023052300066

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Apr 18, 2028

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 27, 2018
Property Address	3102 3RD AVE, CHATTANOOGA, TN 37407-1705
Document Number	0827000289
Book / Page	011437 / 000369
Instrument Date	Aug 24, 2018
Instrument	180827000289
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Tax	$403.30
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1031 JOHN ROSS RD EAST RIDGE TN 374121660, EAST RIDGE, TN 37412-1660

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 27, 2018
Property Address	3102 3RD AVE, CHATTANOOGA, TN 37407-1705
Document Number	0827000251
Book / Page	011437 / 000182
Instrument Date	Aug 24, 2018
Instrument	180827000251
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CHOICE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8009 BROCKMAN LN NASHVILLE TN 372112591, NASHVILLE, TN 37211-2591

Mortgage

Document Number	827000252
Date	Aug 27, 2018
Book Page	011437/000185
Instrument	180827000252

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	TULLAHOMA, TN 37388

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 26, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00 (+50.24%)	$20,750 (+121.33%)	$83,000 (+121.33%) Land $30,000 Building $53,000
2024	$209.00	$9,375 (-)	$37,500 (-) Land $10,000 Building $27,500
2023	$209.00	$9,375 (-)	$37,500 (-) Land $10,000 Building $27,500
2022	$209.00	$9,375	$37,500 Land $10,000 Building $27,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures