3106 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3106 3rd Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1945
Lot Size	0.142 acres (6,187 sqft)
Owner	Individual Name on File
Last Sale	$72,000 (Jan 2007)
Tax Bill	$420 (2025)
Deeds & Mortgages	Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`156O D 034`

Property Details

APN / Parcel Number

Primary APN	`156O D 034`
Alternative APN	`0000094072`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,187 sqft (0.142 acres)
Lot Dimensions	132 ft deep x 46.6 ft wide
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000094072
Street Address	3106 3RD AVE
City	CHATTANOOGA
State	TN
Zip	37407-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 89 RUOFFS 2 ADDN PB 6 PG 57
Legal Subdivision	RUOFFS SECOND ADDITION
Legal Lot Number	89
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2045
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3106 3rd Ave is owned and occupied by an individual who bought it in January 2007.

Source: Hamilton County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3106 3RD AVE, CHATTANOOGA, TN 37407-1705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2007 · Amount on File
Deed Sale	Jan 22, 2007 · Amount on File
Deed Document Number	2007260
Deed Book / Page	8217 / 122
Prior Transfer Date	Jan 17, 2007
Prior Transfer Doc	0000000260
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Apr 4, 2024
Property Address	3106 3RD AVE, CHATTANOOGA, TN 37407-1705
Document Number	0000000085
Book / Page	13555 / 954
Map Reference	MB 6 PG 57
Instrument Date	Mar 28, 2024
Instrument	2024040400085
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3106 3RD AVE, CHATTANOOGA, TN 37407-1705
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3106 3rd Ave was $420, up 32.9% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$420.00 (+32.91%)	$27,775 (+96.64%)	$111,100 (+96.64%) Land $30,000 Building $81,100
2024	$316.00	$14,125 (-)	$56,500 (-) Land $10,000 Building $46,500
2023	$316.00	$14,125 (-)	$56,500 (-) Land $10,000 Building $46,500
2022	$316.00	$14,125	$56,500 Land $10,000 Building $46,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3106 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3106 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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