3012 3rd Ave, Chattanooga, TN 37407 Property Records

Hamilton County property record for 3012 3rd Ave, Chattanooga, TN 37407

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,410 sqft · built 1945
Lot Size	0.162 acres (7,069 sqft)
Owner	Individual Name on File
Last Sale	$197,200 (Nov 2024)
Tax Bill	$553 (2025)
Deeds & Mortgages	Nov 2024 Sale & Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`156O B 001`

Property Details

APN / Parcel Number

Primary APN	`156O B 001`
Alternative APN	`0000093955`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1965
Exterior Material	Aluminum Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,069 sqft (0.162 acres)
Lot Dimensions	145 ft deep x 48.7 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000093955
Street Address	3012 3RD AVE
City	CHATTANOOGA
State	TN
Zip	37407-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 A&B BLK 7 MONTAGUES ADDN NO 5 PB 9 PG 27
Legal Subdivision	MONTAGUES ADDITION #5
Legal Block	7
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2046
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3012 3rd Ave is owned and occupied by an individual who bought it in November 2024.

Source: Hamilton County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3012 3RD AVE, CHATTANOOGA, TN 37407-1422
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FIRST OPTION LENDING LLC
Sep 13, 2022	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on File
Deed Sale	Nov 26, 2024 · Amount on File
Prior Sale	Sep 11, 2020 · Amount on File
Deed Document Number	20245
Deed Book / Page	13771 / 437
Prior Transfer Date	Sep 12, 2022
Prior Transfer Doc	0000000004
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 26, 2024
Property Address	3012 3RD AVE, CHATTANOOGA, TN 37407-1422
Document Number	0000000005
Book / Page	13771 / 437
Map Reference	MB 9 PG 27
Instrument Date	Nov 22, 2024
Instrument	2024112600005
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	FOOTHILLS TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.64
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 3RD AVE, CHATTANOOGA, TN 37407-1422

Mortgage

Document Number	0000000006
Date	Nov 26, 2024
Instrument	2024112600006

Lender

Name	FIRST OPTION LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 13, 2022
Property Address	3012 3RD AVE, CHATTANOOGA, TN 37407-1422
Document Number	0000000004
Book / Page	13086 / 305
Map Reference	MB 9 PG 27
Instrument Date	Sep 9, 2022
Instrument	2022091300004
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 OAK MEADOW DR UNIT 680203, 680203, FRANKLIN, TN 37068-0046

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 11, 2020
Property Address	3012 3RD AVE, CHATTANOOGA, TN 37407-1422
Document Number	0911000278
Book / Page	012149 / 000142
Instrument Date	Sep 4, 2020
Instrument	200911000278
Transaction Type	Transfer
Record Updated	Oct 22, 2020
Title Company	RUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$276.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3012 3RD AVE CHATTANOOGA TN 374071422, CHATTANOOGA, TN 37407-1422

Mortgage

Document Number	911000279
Date	Sep 11, 2020
Book Page	012149/000144
Instrument	200911000279

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3012 3rd Ave was $553, up 31.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$553.00 (+31.67%)	$36,550 (+94.41%)	$146,200 (+94.41%) Land $30,000 Building $116,200
2024	$420.00	$18,800 (-)	$75,200 (-) Land $10,000 Building $65,200
2023	$420.00	$18,800 (-)	$75,200 (-) Land $10,000 Building $65,200
2022	$420.00	$18,800	$75,200 Land $10,000 Building $65,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3012 3rd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3012 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on 3rd Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures