31010 Royalview Dr, Willowick (Eastlake), OH 44095 Property Records

Lake County property record for 31010 Royalview Dr, Willowick, OH 44095

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 962 sqft · built 1955
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on Record
Last Sale$137,000 (Mar 2009)
Tax Bill$5,198 (2023)
Deeds & MortgagesMar 2020 Loan Modification
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN28-A-039-E-00-013-0

Property Details

APN / Parcel Number

Primary APN28-A-039-E-00-013-0
Alternative APN
  • E 24

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area962 sqft Living Area
1st Floor Area962 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions180 ft deep x 50 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area252 sqft
Canopy252 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberE 24
Street Address31010 ROYALVIEW DR
CityWILLOWICK
StateOH
Zip44095-4252
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeU1
Legal DescriptionLOT 4 TRACT 15
Legal SubdivisionEUCLID SHORE SUBDIVISION
Legal Tract15
Legal Lot Number29
JurisdictionLAKE OH
Township / Civil DivisionWILLOWICK
Census Block Group1
Census Block1005
Census Tract200400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31010 ROYALVIEW DR, WILLOWICK, OH 44095-4252
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2020Loan Modification, Mortgage · Conventional with PMI
MIDFIRST BK
Feb 18, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 27, 2009 · Amount on Record
Deed SaleMar 27, 2009 · Amount on Record
Prior SaleApr 3, 2008 · Amount on Record
Deed Document Number674
Deed Book / Page59 / 1104
Record UpdatedJun 7, 2026

March 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE OH
Property Address31010 ROYALVIEW DR, WILLOWICK, OH 44095-4252
Document Number0000008882
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31010 ROYALVIEW DR WILLOWICK OH 440954252, WILLOWICK, OH 44095-4252

Mortgage

Document Number0000008882
DateApr 9, 2020
Instrument8882
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 8, 2050
Interest
Rate TypeFixed Rate
Rate4%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address31010 ROYALVIEW DR, WILLOWICK, OH 44095-4252
Document Number0000007711
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address31010 ROYALVIEW DR WILLOWICK OH 440954252, WILLOWICK, OH 44095-4252

Mortgage

Document Number0000007711
DateMar 26, 2020
Instrument7711
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 25, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWillowick City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,198.00 (+43.83%) Homeowner's exemption$50,180 (-) Land $12,180 Building $38,000
2022$3,614.00 Homeowner's exemption$50,180 Land $12,180 Building $38,000
2021$143,390 Land $34,810 Building $108,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1978–1981)
Most Recent ClaimJul 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 651 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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