3101 E 8th St, Panama City, FL 32401 Property Records

Bay County property record for 3101 E 8th St, Panama City, FL 32401

Property Summary

Property TypeVacant Land
Details4 bd · 3 ba
Lot Size0.29 acres (12,632 sqft)
OwnerCompany Name on Record
Last Sale$52,500 (Oct 2022)
Tax Bill$328 (2025)
Deeds & MortgagesFeb 2023 Transfer
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN15412-010-000

Property Details

APN / Parcel Number

Primary APN15412-010-000

Interior

Bedrooms4 Beds
Full Baths3 Baths

Exterior

Lot Area12,632 sqft (0.29 acres)
Lot Dimensions201 ft deep x 63 ft wide
Patio Area288 sqft
Mobile Home / RV HookupMobile Home / RV Hookup

Location & Zoning

Street Address3101 E 8TH ST
CityPANAMA CITY
StateFL
Zip32401-5116
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal Description2 4S 14W -215.2- 118B3 COM SW COR OF NW1/4 OF SE1/4 OF SW1/4 OF SEC TH E 228.14 FOR POB TH N 201.09 E 50.00 S 201.06 W 51.23 TO POB ORB 4657 P 2391
Legal Range14W
Legal Township04S
Legal Section02
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3009
Census Tract1100

Owner

Source: Bay County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address810 J R ARNOLD CT, PANAMA CITY BEACH, FL 32407-5478
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2023Intrafamily Transfer, Transfer
Oct 5, 2022Warranty Deed, Transfer
CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2022 · Amount on Record
Deed SaleOct 5, 2022 · Amount on Record
Deed Document Number202273214
Deed Book / Page4617 / 1400
Last Transfer DateFeb 17, 2023
Transfer Doc0046572391
Record UpdatedSep 20, 2026

February 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBAY FL
Recording DateFeb 17, 2023
Property Address3105 E 8TH ST, PANAMA CITY, FL 32401-5116
Document Number0046572391
Book / Page4657 / 2391
Instrument DateFeb 17, 2023
Instrument2023009519
Transaction TypeTransfer
Record UpdatedMar 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address810 J R ARNOLD CT, PANAMA CITY BEACH, FL 32407-5478

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 J R ARNOLD CT, PANAMA CITY BEACH, FL 32407-5478

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateOct 5, 2022
Property Address3105 E 8TH ST, PANAMA CITY, FL 32401-5116
Document Number0046171400
Book / Page4617 / 1400
Instrument DateOct 3, 2022
Instrument2022073214
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyCLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
Tax$367.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address820 EVERITT AVE, 820, PANAMA CITY, FL 32401-5126

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 18171, PANAMA CITY BEACH, FL 32417-8171

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalitySpringfield City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$328.00 (-29.16%)$19,983 (-55.93%)$22,113 (-51.23%) Land $22,113
2024$463.00 (-47.09%)
2023$875.00 (+18.56%)$45,345 (+15.74%) Land $38,728 Building $6,617$45,345 (+15.74%) Land $38,728 Building $6,617
2022$738.00$39,177 Land $36,088 Building $3,089$39,177 Land $36,088 Building $3,089

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims34 (1980–2022)
Claims Outside the SFHA31 of 34
Most Recent ClaimSep 2022 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPRINGFIELD
serves 8,075 people · EPA ID FL1030148
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Fiber · Cable in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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