Bay County property record for 3102 E 8th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 2004 |
| Lot Size | 5.19 acres (226,381 sqft) |
| Owner | Company Name on Record |
| Last Sale | $15,000 (Jun 2003) |
| Tax Bill | $2,503 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 15438-000-000 |
| Primary APN | 15438-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 226,381 sqft (5.19 acres) |
| Lot Dimensions | 150 ft deep x 115 ft wide |
| Driveway | Driveway |
| Driveway Area | 585 sqft |
| Porch | Open Porch |
| Porch Area | 168 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3102 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 4S 14W -241- 118B3 COM AT NE COR OF SW1/4 OF SE1/4 OF SW1/4 S 23 FOR POB TH CONT S 627.65 W 372.83 N 211.52 W 100 N 396.66 E 472.68 TO POB ORB 1357 P 1354 ORB 1482 P 876 ORB 1859 P 879 ORB 2288 P 2059 LESS PCLS -241.2- & -241.3- |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 1100 |
Source: Bay County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1405 BRITTON RD, LYNN HAVEN, FL 32444-3309 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2003 · Amount on Record |
| Deed Sale | Jun 6, 2003 · Amount on Record |
| Prior Sale | Oct 31, 2002 · Amount on Record |
| Deed Document Number | 200339561 |
| Deed Book / Page | 2288 / 2059 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 (+3.26%) | $157,832 (+19.85%) Land $72,141 Building $85,691 | $157,832 (+19.85%) Land $72,141 Building $85,691 |
| 2024 | $2,424.00 (+7.45%) | ||
| 2023 | $2,256.00 (+15.87%) | $131,695 (+13.52%) Land $49,652 Building $82,043 | $131,695 (+13.52%) Land $49,652 Building $82,043 |
| 2022 | $1,947.00 | $116,006 Land $46,395 Building $69,611 | $116,006 Land $46,395 Building $69,611 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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