Bay County property record for 2903 E 8th St, Panama City, FL 32401
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.27 acres (99,230 sqft) |
| Owner | Company Name on Record |
| Last Sale | $130,000 (Jul 2024) |
| Tax Bill | $1,158 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15443-010-000 |
| Primary APN | 15443-010-000 |
|---|
| Lot Area | 99,230 sqft (2.27 acres) |
|---|
| Street Address | 2903 E 8TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5173 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC11 |
| Legal Description | 2 4S 14W -246.1- 118B3 BEG AT A PT 25' E & 423' S OF NW COR OF TH E1/2 OF THE SW1/4 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 11803 HIGHWAY 77, SOUTHPORT, FL 32409-2225 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2024 · Amount on Record |
| Deed Sale | Jul 26, 2024 · Amount on Record |
| Deed Document Number | 2024044064 |
| Deed Book / Page | 4824 / 2399 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2903 E 8TH ST, PANAMA CITY, FL 32401-5173 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6 LIBERTY SQ 95410, BOSTON, MA 02109-5800 |
| Investor | Possibly a Property Investor |
| Document Number | 0047900523 |
|---|---|
| Date | Apr 8, 2024 |
| Book Page | 4790/523 |
| Instrument | 2024019962 |
| Name | WOLCOTT LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | DOVER, DE 19901 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Jan 4, 2025 |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,158.00 (+17.33%) | $73,352 (+48.19%) Land $73,352 | $73,352 (+48.19%) Land $73,352 |
| 2023 | $987.00 (+10.03%) | $49,500 (+7.32%) Land $49,500 | $49,500 (+7.32%) Land $49,500 |
| 2022 | $897.00 | $46,125 Land $46,125 | $46,125 Land $46,125 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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