Union County property record for 3100 Ruben Rd, Monroe, NC 28112
| Property Type | Other Improved |
|---|---|
| Details | built 2021 |
| Lot Size | 1.56 acres (67,954 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Sep 2021) |
| Tax Bill | $1,896 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-288-030 |
| Primary APN | 04-288-030 |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 67,954 sqft (1.56 acres) |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 3100 RUBEN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8040 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | 1.56A 8234-0392 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20902 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3100 RUBEN RD, MONROE, NC 28112-8040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2021 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Oct 29, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2021 · Amount on Record |
| Deed Sale | Sep 8, 2021 · Amount on Record |
| Deed Document Number | 202142525 |
| Deed Book / Page | 8234 / 392 |
| Prior Transfer Date | Nov 13, 2012 |
| Prior Transfer Doc | 0005882490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Sep 8, 2021 |
| Property Address | 3100 RUBEN RD, MONROE, NC 28112-8040 |
| Document Number | 0008234392 |
| Book / Page | 8234 / 392 |
| Map Reference | MB 51 PG 730 |
| Instrument Date | Sep 7, 2021 |
| Instrument | 42525 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | TRYON TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1688, MONROE, NC 28111-1688 |
| Name | Verified Name |
|---|---|
| Address | 3100 RUBEN RD, MONROE, NC 28112-8040 |
| Document Number | 0000042526 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 42526 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 7, 2054 |
| Document Number | 0008234401 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 8234/401 |
| Instrument | 42527 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 29, 2020 |
| Property Address | 3100 RUBEN RD, MONROE, NC 28112-8040 |
| Document Number | 7865650 |
| Book / Page | 007865 / 000650 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 44236 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1688 MONROE NC 281111688, MONROE, NC 28111-1688 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,896.00 (+37.39%) | $411,400 (+85.07%) Land $51,500 Building $359,900 | $411,400 (+85.07%) Land $51,500 Building $359,900 |
| 2023 | $1,380.00 | $222,300 Land $28,300 Building $194,000 | $222,300 Land $28,300 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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