Union County property record for 3018 Ruben Rd, Monroe, NC 28112 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,568 sqft · built 1956 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Nov 2020) |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-261-003 |
| Primary APN | 04-261-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Lot Area | 54,450 sqft (1.25 acres) |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3018 RUBEN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.25A 7892-370 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20902 |
Source: Union County records · APN 04-261-003
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3018 RUBEN RD, MONROE, NC 28112-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on Record |
| Deed Sale | Nov 19, 2020 · Amount on Record |
| Deed Document Number | 202048104 |
| Deed Book / Page | 7892 / 370 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 19, 2020 |
| Property Address | 3018 RUBEN RD, MONROE, NC 28112-8039 |
| Document Number | 0007892370 |
| Book / Page | 7892 / 370 |
| Instrument Date | Aug 03, 2020 |
| Instrument | 48104 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3018 RUBEN RD, MONROE, NC 28112-8039 |
| Document Number | 0000048105 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 48105 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+17.29%) | $387,200 (+58.04%) Land $43,400 Building $343,800 | $387,200 (+58.04%) Land $43,400 Building $343,800 |
| 2023 | $1,521.00 | $245,000 Land $26,300 Building $218,700 | $245,000 Land $26,300 Building $218,700 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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