Union County property record for 3012 Ruben Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | built 2022 |
| Lot Size | 1.07 acres (46,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,066 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-288-021A |
| Primary APN | 04-288-021A |
|---|
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 46,696 sqft (1.07 acres) |
| Street Address | 3012 RUBEN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8039 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #2 OPCQ257 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 20902 |
Source: Union County assessment roll, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3012 RUBEN RD, MONROE, NC 28112-8039 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 28, 2022 |
| Property Address | 3012 RUBEN RD, MONROE, NC 28112-8039 |
| Document Number | 0008511682 |
| Book / Page | 8511 / 682 |
| Map Reference | MB Q FILE 257 |
| Instrument Date | Jun 28, 2022 |
| Instrument | 23057 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1688, MONROE, NC 28111-1688 |
| Name | Verified Name |
|---|---|
| Address | 3012 RUBEN RD, MONROE, NC 28112-8039 |
| Document Number | 0000023058 |
|---|---|
| Date | Jun 28, 2022 |
| Instrument | 23058 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jun 28, 2055 |
| Document Number | 0008511691 |
|---|---|
| Date | Jun 28, 2022 |
| Book Page | 8511/691 |
| Instrument | 23059 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Jun 27, 2055 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,066.00 (+36.82%) | $448,400 (+84.3%) Land $38,700 Building $409,700 | $448,400 (+84.3%) Land $38,700 Building $409,700 |
| 2023 | $1,510.00 | $243,300 Land $25,200 Building $218,100 | $243,300 Land $25,200 Building $218,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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