301 Thomas Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 301 Thomas Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,260 sqft · built 1959
Lot Size	0.39 acres (17,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,000 (Sep 2015)
Tax Bill	$3,316 (2025)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`095710A000`

Property Details

APN / Parcel Number

Primary APN	`095710A000`
Alternative APN	`6-014A-4464-00-0015.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,260 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,510 sqft
Basement Area	1,510 sqft
Finished Basement	750 sqft
Unfinished Basement	760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,000 sqft (0.39 acres)
Lot Dimensions	170 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	596 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	296 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	095710A000
Street Address	301 THOMAS AVE
City	SAINT CHARLES
State	MO
Zip	63301-3520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WEPPRICH HGTS LOT 15
Legal Subdivision	WEPPRICH HGTS
Legal Lot Number	15
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	2
Census Block	2056
Census Tract	310502

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	301 THOMAS AVE, SAINT CHARLES, MO 63301-3520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2015 · Amount on Record
Deed Sale	Sep 21, 2015 · Amount on Record
Deed Document Number	2015624120
Deed Book / Page	6423 / 594
Prior Transfer Date	Jul 21, 2005
Prior Transfer Doc	0042392298
Record Updated	Jun 8, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	301 THOMAS AVE, SAINT CHARLES, MO 63301-3520
Document Number	0070800001
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jun 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	301 THOMAS AVE ST CHARLES MO 633013520, ST CHARLES, MO 63301-3520

Mortgage

Document Number	0070800001
Date	May 29, 2019
Book Page	007080/000001
Instrument	254680

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,316.00 (+0.73%)	$52,902 (+3.15%)	$278,433 (+3.15%) Land $60,000 Building $218,433
2024	$3,292.00
2023		$51,286
2022			$269,925 Land $45,000 Building $224,925

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	22 (1979–2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 6 claims Severe Storms & Flooding, Aug 1993 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20