310 Seneca St, Elgin, IL 60120 Property Records

Kane County property record for 310 Seneca St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,451 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Jul 2017)
Tax Bill	$7,540 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-359-014`

Property Details

APN / Parcel Number

Primary APN	`06-12-359-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,451 sqft Living Area
Gross Area	3,813 sqft
Basement Area	1,362 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	310 SENECA ST
City	ELGIN
State	IL
Zip	60120-3757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JANE R KIMBALLS SUB LOT 2 & PART OF LOT 9 DESC IN HTE EXCEPTION ON DOC 1359219
Legal Subdivision	JANE R KIMBALLS SUB
Legal Block	2
Legal Lot Number	2,9
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2015
Census Tract	851302

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	310 SENECA ST, ELGIN, IL 60120-3757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Dec 29, 2009 · Amount on Record
Deed Document Number	201738408
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2017
Property Address	310 SENECA ST, ELGIN, IL 60120-3757
Document Number	0000038408
Instrument Date	May 24, 2017
Instrument	2017K038408
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATTORNEYS TITLE GUARANTY FUN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 SENECA ST, ELGIN, IL 60120-3757

Mortgage

Document Number	0000038409
Date	Jul 25, 2017
Instrument	2017K038409

Lender

Name	MB FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,540.00 (+15.86%) Homeowner's exemption	$106,842 (+8.57%) Land $17,786 Building $89,056	$320,654 (+8.57%) Land $53,379 Building $267,275
2024		$98,408 (+21.39%) Land $16,382 Building $82,026	$295,342 (+21.44%) Land $49,166 Building $246,176
2022	$6,508.00 (+4.53%) Homeowner's exemption	$81,065 (+6.96%) Land $13,495 Building $67,570	$243,195 (+6.96%) Land $40,485 Building $202,710
2021	$6,226.00 Homeowner's exemption	$75,790 Land $12,617 Building $63,173	$227,370 Land $37,851 Building $189,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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