310 S Hackett Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 310 S Hackett Rd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1977
Lot Size	0.238 acres (10,360 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Dec 2024)
Tax Bill	$4,590 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-20-231-006`

Property Details

APN / Parcel Number

Primary APN	`8913-20-231-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	900 sqft
Unfinished Basement	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,360 sqft (0.238 acres)
Lot Dimensions	140 ft deep x 74 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	310 S HACKETT RD
City	WATERLOO
State	IA
Zip	50701-1662
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTBOURNE TERRACE ADDITION LOT 18
Legal Range	13W
Legal Township	89N
Legal Section	20
Legal Subdivision	WESTBOURNE TERRACE ADDITION
Legal Lot Number	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2040
Census Tract	1503

Owner

Source: Black Hawk County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed, Transfer · Conventional Mortgage MIDWESTONE BANK
Nov 29, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
May 2, 2017	Warranty Deed, Transfer · Conventional Mortgage BANKIOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2024 · Amount on File
Deed Sale	Dec 28, 2024 · Amount on File
Prior Sale	Apr 12, 2024 · Amount on File
Deed Document Number	20248362
Prior Transfer Date	May 6, 2010
Prior Transfer Doc	2010021938
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Apr 12, 2024
Property Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Document Number	202400012587
Instrument Date	Mar 20, 2024
Instrument	202400012587
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Amount	Amount on Record
Tax	$357.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 S HACKETT RD, WATERLOO, IA 50701-1662

Mortgage

Document Number	202400012588
Date	Apr 12, 2024
Instrument	202400012588

Lender

Name	MIDWESTONE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	202400012588
Date	Apr 12, 2024
Instrument	202400012588

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	2270 FRONTAGE RD W, STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 29, 2022
Property Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Document Number	202300008362
Instrument Date	Nov 15, 2022
Instrument	202300008362
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 S HACKETT RD, WATERLOO, IA 50701-1662

Mortgage

Document Number	202300008363
Date	Nov 29, 2022
Instrument	202300008363

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 19, 2021
Property Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Document Number	202100017502
Instrument Date	Dec 19, 2020
Instrument	202100017502
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 S HACKETT RD, WATERLOO, IA 50701-1662

Mortgage

Document Number	202100017503
Date	Feb 19, 2021
Instrument	202100017503

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Feb 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	10.1%

Mortgage

Document Number	202100017504
Date	Feb 19, 2021
Instrument	202100017504

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 5, 2031

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 2, 2017
Property Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Document Number	201700019047
Instrument Date	Apr 21, 2017
Instrument	2017-00019047
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310 S HACKETT RD, WATERLOO, IA 50701-1662
Investor	Possibly a Property Investor

Mortgage

Document Number	201700019048
Date	May 2, 2017
Instrument	2017-00019048

Lender

Name	BANKIOWA
Type	Bank
Address	INDEPENDENCE, IA 50644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2032

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,590.00 (-1.67%)	$235,750 (+9.54%) Land $25,900 Building $209,850	$235,750 (+9.54%) Land $25,900 Building $209,850
2024	$4,668.00 (+36.57%)
2023		$215,210 (+30.83%) Land $25,900 Building $189,310	$215,210 (+30.83%) Land $25,900 Building $189,310
2022	$3,418.00 Homeowner's exemption	$164,490 Land $25,900 Building $138,590
2021			$164,490 Land $25,900 Building $138,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	58 (1978–2016)
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 5 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

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