Black Hawk County property record for 320 S Hackett Rd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,248 sqft · built 1977 |
| Lot Size | 0.238 acres (10,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,000 (Jun 2024) |
| Tax Bill | $4,302 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-231-007 |
| Primary APN | 8913-20-231-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 1,050 sqft |
| Unfinished Basement | 1,248 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,360 sqft (0.238 acres) |
| Lot Dimensions | 140 ft deep x 74 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | Deck Area |
| Patio Area | 63 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 320 S HACKETT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1662 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTBOURNE TERRACE ADDITION LOT 17 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | WESTBOURNE TERRACE ADDITION |
| Legal Lot Number | 17 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-231-007
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage USAA FSB |
| Dec 19, 2022 | Affidavit of Death of Joint Tenant, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 07, 2024 · Amount on Record |
| Deed Sale | Jun 07, 2024 · Amount on Record |
| Prior Sale | Dec 19, 2023 · Amount on Record |
| Deed Document Number | 202415456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2023 |
| Name | Verified Name |
|---|---|
| Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Document Number | 202200014340 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 202200014340 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Dec 25, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 19, 2022 |
| Property Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Document Number | 202300009257 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 202300009257 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2023 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $303.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Document Number | 202300009258 |
|---|---|
| Date | Dec 19, 2022 |
| Instrument | 202300009258 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Dec 19, 2022 |
| Property Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Document Number | 202300009256 |
| Instrument Date | Dec 07, 2022 |
| Instrument | 202300009256 |
| Transaction Type | Transfer |
| Record Updated | Jan 02, 2023 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 320 S HACKETT RD, WATERLOO, IA 50701-1662 |
| Mail Care Of | MICHAEL E CAYA |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,302.00 Homeowner's exemption | $240,440 (+22.14%) Land $25,900 Building $214,540 | $240,440 (+22.14%) Land $25,900 Building $214,540 |
| 2024 | $4,302.00 (+36.05%) | ||
| 2023 | $196,860 (+28.82%) Land $25,900 Building $170,960 | $196,860 (+28.82%) Land $25,900 Building $170,960 | |
| 2022 | $3,162.00 Homeowner's exemption | $152,820 Land $25,900 Building $126,920 | |
| 2021 | $152,820 Land $25,900 Building $126,920 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 82% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 361 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Cedar Falls Municipal Communications Utility, LTD Broadband.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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