Black Hawk County property record for 256 S Hackett Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,704 sqft · built 1979 |
| Lot Size | 1.93 acres (84,070 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,000 (Jul 2019) |
| Tax Bill | $6,146 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Jan 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-227-025 |
| Primary APN | 8913-20-227-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,704 sqft Living Area |
| 1st Floor Area | 1,704 sqft |
| Basement Area | 1,704 sqft |
| Finished Basement | 425 sqft |
| Unfinished Basement | 1,704 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 84,070 sqft (1.93 acres) |
| Garage Type | Mixed |
| Garage Area | 1,336 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 128 sqft |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Geothermal |
| Street Address | 256 S HACKETT RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-1660 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST PARCEL E PART NE NE SEC 20 T 89 R 13 DESC AS COM AT NE COR SAID NE NE TH ALONG E LINE SAID NE NE DUE |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | UNPLATTED WATERLOO WEST |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 1503 |
Source: Black Hawk County records · APN 8913-20-227-025
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 256 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Jan 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Jul 08, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2019 · Amount on Record |
| Deed Sale | Jul 03, 2019 · Amount on Record |
| Deed Document Number | 2019202000000279 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 256 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 256 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Document Number | 202200024183 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 202200024183 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 256 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000013036 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 202000013036 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 256 S HACKETT RD, WATERLOO, IA 50701-1660 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2019 |
| Name | Verified Name |
|---|
| Document Number | 202000000439 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 202000000439 |
| Name | FIRST NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,146.00 Homeowner's exemption | $352,630 (+32.23%) Land $81,980 Building $270,650 | $352,630 (+28.87%) Land $81,980 Building $270,650 |
| 2024 | $6,146.00 (+49.39%) | ||
| 2023 | $266,680 (+35.9%) Land $81,980 Building $184,700 | $273,640 (+34.67%) | |
| 2022 | $4,114.00 Homeowner's exemption | $196,230 Land $81,980 Building $114,250 | |
| 2021 | $203,190 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130015032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 1 of 2 on primary residences |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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