310 Phillip Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 310 Phillip Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,140 sqft · built 2003
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Nov 2011)
Tax Bill	$3,400 (2026)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`403D045`

Property Details

APN / Parcel Number

Primary APN	`403D045`
Alternative APN	`6317232`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,140 sqft Living Area
1st Floor Area	1,070 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	18,731 sqft (0.43 acres)
Garage Area	578 sqft
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	310 PHILLIP DR
City	SALISBURY
State	NC
Zip	28146-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L31 .43AC
Legal Subdivision	FOREST BROOK SUBDIVISION
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	2
Census Block	2016
Census Tract	51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	310 PHILLIP DR, SALISBURY, NC 28146-8632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 4, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2011 · Amount on Record
Deed Sale	Nov 4, 2011 · Amount on Record
Deed Book / Page	1188 / 8
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PHILLIP DR, SALISBURY, NC 28146-8632
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014240204
Date	Jun 2, 2023
Book Page	1424/204

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PHILLIP DR, SALISBURY, NC 28146-8632
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013870451
Date	Oct 29, 2021
Book Page	1387/451

Lender

Name	SOFI LENDING CORP
Type	Lending Institution
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PHILLIP DR, SALISBURY, NC 28146-8632
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013720152
Date	Apr 8, 2021
Book Page	1372/152

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	310 PHILLIP DR, SALISBURY, NC 28146-8632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013350742
Date	Oct 4, 2019
Book Page	1335/0742

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.75%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Granite Quarry Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,400.00	$333,426 (-) Land $35,000 Building $298,426	$333,426 (-) Land $35,000 Building $298,426
2023	$3,400.00	$333,426 Land $35,000 Building $298,426	$333,426 Land $35,000 Building $298,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2008–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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