304 Phillip Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 304 Phillip Dr, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,795 sqft · built 2001
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$269,500 (Feb 2022)
Tax Bill	$2,936 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`403D042`

Property Details

APN / Parcel Number

Primary APN	`403D042`
Alternative APN	`6310957`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,795 sqft Living Area
1st Floor Area	748 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	14,375 sqft (0.33 acres)
Garage Area	480 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	396 sqft
Porch	Porch
Porch Area	96 sqft
Deck Area	160 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	304 PHILLIP DR
City	SALISBURY
State	NC
Zip	28146-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1:SINGLE
Legal Description	L34 .33AC
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	2
Census Block	2016
Census Tract	51002

Owner

304 Phillip Dr is owned and occupied by an individual who bought it in February 2022.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	304 PHILLIP DR, SALISBURY, NC 28146-8632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 28, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Book / Page	1395 / 269
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 15, 2022
Property Address	304 PHILLIP DR, SALISBURY, NC 28146-8632
Document Number	0013950269
Book / Page	1395 / 269
Map Reference	MB 9995 PG 4028
Instrument Date	Feb 15, 2022
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 LAKEWOOD CT NW, 47, CONCORD, NC 28027-4278

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 PHILLIP DR, SALISBURY, NC 28146-8632
Investor	Possibly a Property Investor

Mortgage

Document Number	0001395270
Date	Feb 15, 2022
Instrument	1395/270

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	304 PHILLIP DR, SALISBURY, NC 28146-8632
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013000500
Date	Nov 28, 2017
Book Page	1300/0500

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 304 Phillip Dr was $2,936.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Granite Quarry Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,936.00	$287,874 Land $35,000 Building $252,874	$287,874 Land $35,000 Building $252,874
2023	$2,936.00	$287,874 Land $35,000 Building $252,874	$287,874 Land $35,000 Building $252,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 304 Phillip Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2008–2020)
Most Recent Claim	Nov 2020 · Tropical Storm Eta
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 Phillip Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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