305 Phillip Dr, Salisbury, NC 28146 Property Records

Rowan County property record for 305 Phillip Dr, Salisbury, NC 28146

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,355 sqft · built 2005
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on File
Last Sale$347,000 (Sep 2025)
Tax Bill$3,413 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN403D049

Property Details

APN / Parcel Number

Primary APN403D049
Alternative APN
  • 6295581

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,355 sqft Living Area
1st Floor Area1,061 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Lot Area10,454 sqft (0.24 acres)
Garage Area462 sqft
PorchPorch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address305 PHILLIP DR
CitySALISBURY
StateNC
Zip28146-8632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1:SINGLE
Legal DescriptionL27 .24AC
Legal SubdivisionFOREST BROOK SUBDIVISION
JurisdictionROWAN NC
Township / Civil DivisionLITAKER
Census Block Group2
Census Block2016
Census Tract51002

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address305 PHILLIP DR, SALISBURY, NC 28146-8632
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2025 · Amount on File
Deed SaleSep 5, 2025 · Amount on File
Prior SaleMar 2, 2021 · Amount on File
Deed Book / Page1468 / 474
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateMar 2, 2021
Property Address305 PHILLIP DR, SALISBURY, NC 28146-8632
Document Number0013690367
Book / Page1369 / 367
Map ReferenceMB 9995 PG 4028
Instrument DateFeb 25, 2021
Transaction TypeTransfer
Record UpdatedOct 12, 2021
Title CompanyMASTER TITLE AGENCY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$540.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address145 DEER RD, 145, SALISBURY, NC 28146-9068

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 PHILLIP DR, SALISBURY, NC 28146-8632

Mortgage

Document Number1369368
DateMar 2, 2021
Instrument1369/368
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityGranite Quarry Town
Unified School DistrictRowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,413.00 (+23.61%)$334,699 (+23.63%) Land $35,000 Building $299,699$334,699 (+23.63%) Land $35,000 Building $299,699
2023$2,761.00$270,728 Land $35,000 Building $235,728$270,728 Land $35,000 Building $235,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims3 (2008–2020)
Most Recent ClaimNov 2020 · Tropical Storm Eta
Claims by Event
  • Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Phillip Dr

Nearby Streets

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