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310 Overocker Cir, Frostproof, FL 33843 Property Records

Polk County property record for 310 Overocker Cir, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,304 sqft · built 1956
Lot Size2.9 acres (126,516 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (May 2024)
Tax Bill$5,286 (2025)
Deeds & MortgagesJun 2022 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN28-32-05-000000-013150

Property Details

APN / Parcel Number

Primary APN28-32-05-000000-013150
Alternative APNs
  • 053228000000013150
  • 53228000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,304 sqft Living Area
Gross Area2,172 sqft
1st Floor Area1,688 sqft
FlooringCarpet
Interior WallsWood

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialMetal
Lot Area126,516 sqft
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area484 sqft
CarportCarport
Carport Area484 sqft
PorchFlorida Room
Porch Area616 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address310 OVEROCKER CIR
CityFROSTPROOF
StateFL
Zip33843-2755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 341.4 FT E OF NW COR OF NW1/4 OF NE1/4 RUN S 570 FT E 231 FT N 570 FT W TO BEG
Legal Range28E
Legal Township32S
Legal Section05
Legal SubdivisionKENEMUTH W H
Legal Tract000000
Legal Block3
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group3
Census Block3033
Census Tract15701

Owner

Source: Polk County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Deed of Trust, Mortgage · VA Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 18, 2020Deed of Trust, Mortgage · VA Mortgage
HOME PT FIN'L
Apr 25, 2018Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jul 11, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2024 · Amount on Record
Deed SaleMay 30, 2024 · Amount on Record
Prior SaleOct 30, 2015 · Amount on Record
Deed Document Number2024124549
Deed Book / Page13133 / 1871
Last Transfer DateJun 28, 2024
Transfer Doc0000158939
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755
Transaction TypeMortgage
Record UpdatedJun 23, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755

Mortgage

Document Number0000158161
DateJun 9, 2022
Book Page12290/1227
Instrument2022158161
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term347 Months
DueMay 1, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755
Document Number0111771393
Instrument DateFeb 18, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyNTC - KEY W

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 OVEROCKER CIR FROSTPROOF FL 338432755, FROSTPROOF, FL 33843-2755

Mortgage

Document Number0111771393
DateMar 16, 2020
Book Page011177/001393
Instrument60401
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2050

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755
Document Number0104741734
Instrument DateApr 25, 2018
Transaction TypeMortgage
Record UpdatedMay 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address310 OVEROCKER CIR FROSTPROOF FL 338432755, FROSTPROOF, FL 33843-2755

Mortgage

Document Number0104741734
DateMay 3, 2018
Book Page010474/001734
Instrument95633
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 2, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address310 OVEROCKER CIR, FROSTPROOF, FL 33843-2755
Document Number0102150040
Book / Page010215 / 000040
Instrument DateJul 11, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 OVEROCKER CIR FROSTPROOF FL 338432755, FROSTPROOF, FL 33843-2755

Mortgage

Document Number0102150040
DateJul 26, 2017
Book Page010215/000040
Instrument141999
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 25, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityFrostproof City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$300,335 (-8.07%) Land $73,768 Building $226,567$300,335 (-8.07%) Land $73,768 Building $226,567
2025$5,286.00 (+136.93%) Homeowner's exemption$326,697 (+101.21%) Land $73,768 Building $252,929$326,697 (+14.97%) Land $73,768 Building $252,929
2023$2,231.00 (-0.58%) Homeowner's exemption$162,369 (+3%)$284,162 (+13.82%) Land $40,331 Building $243,831
2022$2,244.00 Homeowner's exemption$157,640$249,670 Land $24,735 Building $224,935

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FROSTPROOF
serves 3,425 people · EPA ID FL6530627
Water SourceGroundwater
Last State InspectionDec 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

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