Polk County property record for 270 Overocker Cir, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,444 sqft · built 2023 |
| Lot Size | 0.449 acres (19,550 sqft) |
| Owner | Individual Name on File |
| Last Sale | $285,000 (Oct 2023) |
| Tax Bill | $3,456 (2025) |
| Deeds & Mortgages | Mar 2023 Construction Loan Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-05-000000-013120 |
| Primary APN | 28-32-05-000000-013120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,444 sqft Living Area |
| Gross Area | 1,885 sqft |
| 1st Floor Area | 1,444 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 19,550 sqft (0.449 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 270 OVEROCKER CIR |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-2751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 660 FT S & 702.07 FT E OF NW COR OF NW1/4 OF NE1/4 FOR POB CONT E 139.65 FT S 140 FT W 139.65 FT N 140 FT TO POB |
| Legal Subdivision | KENEMUTH W H |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 15701 |
270 Overocker Cir is owned and occupied by an individual who bought it in October 2023.
Source: Polk County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 270 OVEROCKER CIR, FROSTPROOF, FL 33843-2751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2023 | Deed of Trust, Mortgage · Construction Mortgage BANK OF CENTRAL FLORIDA |
| Oct 12, 2023 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL MORTGAGE HOME LOANS LLC |
| Aug 16, 2022 | Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on File |
| Deed Sale | Oct 12, 2023 · Amount on File |
| Deed Document Number | 2023241777 |
| Deed Book / Page | 12871 / 1940 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 270 OVEROCKER CIR, FROSTPROOF, FL 33843-2751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4810 HARDEN BLVD, LAKELAND, FL 33813-2079 |
| Document Number | 0000072341 |
|---|---|
| Date | Mar 29, 2023 |
| Book Page | 12632/1653 |
| Instrument | 2023072341 |
| Name | BANK OF CENTRAL FLORIDA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 12, 2023 |
| Property Address | 270 OVEROCKER CIR, FROSTPROOF, FL 33843-2751 |
| Document Number | 0000241777 |
| Book / Page | 12871 / 1940 |
| Instrument Date | Oct 6, 2023 |
| Instrument | 2023241777 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4810 HARDEN BLVD, LAKELAND, FL 33813-2079 |
| Name | Verified Name |
|---|---|
| Address | 270 OVEROCKER CIR, FROSTPROOF, FL 33843-2751 |
| Document Number | 0128711944 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 12871/1944 |
| Name | NATIONAL MORTGAGE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 16, 2022 |
| Property Address | 270 OVEROCKER CIR, FROSTPROOF, FL 33843-2751 |
| Document Number | 0000222917 |
| Book / Page | 12381 / 1697 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022222917 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 275 OVEROCKER CIR, FROSTPROOF, FL 33843-2735 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4810 HARDEN BLVD, LAKELAND, FL 33813-2079 |
The 2025 property tax bill for 270 Overocker Cir was $3,456 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Frostproof City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $215,317 (-5.82%) Land $21,208 Building $194,109 | $215,317 (-5.82%) Land $21,208 Building $194,109 | |
| 2025 | $3,456.00 Homeowner's exemption | $228,631 Land $21,208 Building $207,423 | $228,631 Land $21,208 Building $207,423 |
| 2023 | $176.00 (+11.39%) | $9,388 (+12.18%) Land $9,388 | $9,388 (+12.18%) Land $9,388 |
| 2022 | $158.00 | $8,369 Land $8,369 | $8,369 Land $8,369 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 270 Overocker Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 270 Overocker Cir is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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