280 Overocker Cir, Frostproof, FL 33843 Property Records

Polk County property record for 280 Overocker Cir, Frostproof, FL 33843 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1892
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2025)
Tax Bill	$112 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jul 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-32-05-000000-013140`

Property Details

APN / Parcel Number

Primary APN	`28-32-05-000000-013140`
Alternative APNs	`053228000000013140` `53228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,636 sqft Living Area
1st Floor Area	964 sqft
Upper Floors Area	672 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1892
Effective Year Built	Effective 1892
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport
Porch	Screened/Unfinished Porch
Porch Area	589 sqft
Shed	1 Shed

Location & Zoning

Street Address	280 OVEROCKER CIR
City	FROSTPROOF
State	FL
Zip	33843-2751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 660 FT S & 562.07 FT E OF NW COR OF NW1/4 OF NE1/4 RUN E 140 FT S 140 FT W 140 FT N 140 FT TO POB
Legal Range	28E
Legal Township	32S
Legal Section	05
Legal Subdivision	KENEMUTH W H
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3033
Census Tract	15701

Owner

Source: Polk County records · APN 28-32-05-000000-013140

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	280 OVEROCKER CIR, FROSTPROOF, FL 33843-2751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 13, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 22, 2025 · Amount on Record
Deed Sale	Dec 22, 2025 · Amount on Record
Prior Sale	Sep 08, 1994
Deed Document Number	2025299188
Deed Book / Page	13820 / 458
Prior Transfer Date	Jun 10, 2021
Prior Transfer Doc	0000180244
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2025
Property Address	280 OVEROCKER CIR, FROSTPROOF, FL 33843-2751
Document Number	0000299188
Book / Page	13820 / 458
Instrument Date	Dec 16, 2025
Instrument	2025299188
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	REAL ESTATE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 OWROKER CIRCLE, FROSTPROOF, FL 33843
Investor	Possibly a Property Investor

Mortgage

Document Number	0013820460
Date	Dec 22, 2025
Instrument	13820/460

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Mortgage

Document Number	0000299190
Date	Dec 22, 2025
Book Page	13820/474
Instrument	2025299190

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Jul 13, 2021
Property Address	280 OVEROCKER CIR, FROSTPROOF, FL 33843-2751
Document Number	0000180244
Book / Page	11799 / 69
Instrument Date	Jun 10, 2021
Instrument	2021180244
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	275 OVEROCKER CIR, 275, FROSTPROOF, FL 33843-2735

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	280 OVEROCKER CIR, FROSTPROOF, FL 33843-2751

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Frostproof City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$112.00 (-54.66%) Homeowner's exemption	$31,022 (+5.99%)	$200,732 (+11.42%) Land $21,241 Building $179,491
2023	$247.00 (+6.93%) Homeowner's exemption	$29,270 (+3%)	$180,163 (+13.51%) Land $9,401 Building $170,762
2022	$231.00 Homeowner's exemption	$28,417	$158,723 Land $11,093 Building $147,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 820 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 33 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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