308 Monument Rd, Elgin, IL 60124 Property Records

Kane County property record for 308 Monument Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,106 sqft · built 2006
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on File
Last Sale	$377,000 (Sep 2018)
Tax Bill	$14,111 (2025)
Deeds & Mortgages	Dec 2025 Transfer Sep 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-284-009`

Property Details

APN / Parcel Number

Primary APN	`05-24-284-009`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
Basement Area	1,084 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 86 ft wide
Garage Area	455 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	308 MONUMENT RD
City	ELGIN
State	IL
Zip	60124-3818
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHADOW HILL UNIT 3 LT 236
Legal Subdivision	SHADOW HILL
Legal Block	1
Legal Lot Number	236
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1003
Census Tract	850711

Owner

Source: Kane County assessment roll, APN 05-24-284-009, as of December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 23, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST AMERICAN BANK
Apr 02, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Sep 24, 2018	Special Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Sep 08, 2010 · Amount on Record
Deed Document Number	201846695
Record Updated	Sep 20, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 04, 2025
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000048186
Map Reference	DOC 2010K058746
Instrument Date	Nov 12, 2025
Instrument	2025K048186
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 MONUMENT RD, ELGIN, IL 60124-3818

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047466
Date	Sep 23, 2022
Instrument	2022K047466

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 19, 2032

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	NONE AVAILABLEG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014671
Date	Apr 02, 2018
Instrument	2018K014671

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050603
Date	Oct 23, 2019
Instrument	2019K050603

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015528
Date	Feb 26, 2021
Instrument	2021K015528

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

September 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 24, 2018
Property Address	308 MONUMENT RD, ELGIN, IL 60124-3818
Document Number	0000046695
Map Reference	DOC2010K058746
Instrument Date	Sep 14, 2018
Instrument	2018K046695
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$377.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1048 LUXBOROUGH DR, 1048, HENDERSONVILLE, IL 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	784 RICHMOND AVE, ELGIN, IL 60124-5718

Mortgage

Document Number	0000046696
Date	Sep 24, 2018
Instrument	2018K046696

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll as of December 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,111.00 (-7.21%) Homeowner's exemption
2024	$15,208.00 (+25.25%) Homeowner's exemption	$178,320 (+37.2%) Land $27,638 Building $150,682	$535,174 (+37.25%) Land $82,947 Building $452,227
2022	$12,142.00 (+4.03%) Homeowner's exemption	$129,972 (+7.8%) Land $21,357 Building $108,615	$389,916 (+7.8%) Land $64,071 Building $325,845
2021	$11,672.00 Homeowner's exemption	$120,568 Land $20,633 Building $99,935	$361,704 Land $61,899 Building $299,805

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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