Kane County property record for 309 Monument Rd, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $358,000 (Jul 2018) |
| Tax Bill | $11,634 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-24-286-013 |
| Primary APN | 05-24-286-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Living Area |
| Basement Area | 1,084 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Area | 455 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 309 MONUMENT RD |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3818 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHADOW HILL UNIT 3 LT 225 |
| Legal Subdivision | SHADOW HILL |
| Legal Block | 1 |
| Legal Lot Number | 225 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 850711 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 309 MONUMENT RD, ELGIN, IL 60124-3818 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 27, 2023 | Intrafamily Transfer, Transfer |
| Jul 24, 2018 | Warranty Deed, Transfer · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2018 · Amount on Record |
| Deed Sale | Jul 24, 2018 · Amount on Record |
| Prior Sale | Jul 25, 2006 · Amount on Record |
| Deed Document Number | 201835565 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 27, 2023 |
| Property Address | 309 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000045043 |
| Map Reference | DOC 2005K097818 |
| Instrument Date | Dec 18, 2023 |
| Instrument | 2023K045043 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 309 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 24, 2018 |
| Property Address | 309 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000035565 |
| Map Reference | DOC2005K097818 |
| Instrument Date | Jul 11, 2018 |
| Instrument | 2018K035565 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | BARID & WARNER TITLE SERVICE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 309 MONUMENT RD, ELGIN, IL 60124-3818 |
| Document Number | 0000035566 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018K035566 |
| Name | STARBOARD FINANCIAL MANAGEMENT LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,634.00 (+7.16%) | $162,520 (+4.24%) Land $29,791 Building $132,729 | $487,755 (+4.24%) Land $89,409 Building $398,346 |
| 2024 | $155,906 (+27.94%) Land $27,638 Building $128,268 | $467,905 (+28%) Land $82,947 Building $384,958 | |
| 2022 | $10,857.00 (+4.37%) Homeowner's exemption | $121,854 (+7.74%) Land $21,357 Building $100,497 | $365,562 (+7.74%) Land $64,071 Building $301,491 |
| 2021 | $10,402.00 Homeowner's exemption | $113,099 Land $20,633 Building $92,466 | $339,297 Land $61,899 Building $277,398 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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