Charlotte County property record for 310 Kettle Harbor Dr, Placida, FL 33946
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,120 sqft · built 1984 |
| Lot Size | 0.248 acres (10,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Sep 2001) |
| Tax Bill | $11,926 (2025) |
| Deeds & Mortgages | Nov 2021 Line of Credit Jul 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412033404003 |
| Primary APN | 412033404003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 1,120 sqft Living Area |
| Gross Area | 1,766 sqft |
| Upper Floors Area | 316 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 10,800 sqft (0.248 acres) |
| Lot Dimensions | 135 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Pool Area | 220 sqft |
|---|---|
| Porch | Enclosed/Screened Porch |
| Porch Area | 328 sqft |
| Deck Area | 32 sqft |
| Patio Area | 406 sqft |
| Loading Dock | 271 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 00883570021009 |
|---|---|
| Street Address | 310 KETTLE HARBOR DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BBI |
| Legal Description | PALM ISLAND ESTS UN 4 BLK E LT 41 598/1476 784/750 785/1619 900/511 1634/173 1937/670 3685/2190 |
| Legal Range | 20E |
| Legal Township | 41S |
| Legal Section | 33 |
| Legal Subdivision | PALM ISLAND ESTS |
| Legal Tract | PIE |
| Legal Block | E |
| Legal Lot Number | 41 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | GROVE CITY-ROTONDA |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 30402 |
Source: Charlotte County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2548 PARTRIDGE DR, WINTER HAVEN, FL 33884-3035 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2021 | Deed of Trust, Mortgage · Line of Credit BANK OF CENTRAL FLORIDA |
| Jul 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2001 · Amount on Record |
| Deed Sale | Sep 6, 2001 · Amount on Record |
| Prior Sale | Aug 7, 1998 · Amount on Record |
| Deed Book / Page | 1937 / 670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 310 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2548 PARTRIDGE DR, WINTER HAVEN, FL 33884-3035 |
| Document Number | 0048711181 |
|---|---|
| Date | Nov 5, 2021 |
| Book Page | 4871/1181 |
| Instrument | 3018905 |
| Name | BANK OF CENTRAL FLORIDA |
|---|---|
| Type | Bank |
| Address | LAKELAND, FL 33813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 310 KETTLE HARBOR DR, PLACIDA, FL 33946 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044610162 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 4461/0162 |
| Instrument | 2726771 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,926.00 (+2.62%) | $648,074 (+26.95%) Land $299,635 Building $348,439 | $648,074 (+27.26%) Land $299,635 Building $348,439 |
| 2023 | $11,622.00 (+11.61%) | $510,491 (-16.35%) | $509,267 (-16.55%) Land $352,512 Building $156,755 |
| 2022 | $10,413.00 | $610,288 Land $249,696 Building $360,592 | $610,288 Land $249,696 Building $360,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 677 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,446 units insured incl. 769 condo units |
| Nearby Flood Claims | 679 (1982–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, T-Mobile.
5G (outdoors only) and 4G LTE
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