330 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 330 Kettle Harbor Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,299 sqft · built 2023
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Jan 2020)
Tax Bill	$16,410 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`412033404005`

Property Details

APN / Parcel Number

Primary APN	`412033404005`
Alternative APNs	`00883570023007` `10004660370`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,299 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	2,299 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Metal
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 80 ft wide
View / Lot	Waterfront
Pool Area	24 sqft
Loading Dock	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00883570023007
Street Address	330 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PALM ISLAND ESTATES UN-4 BLK E LT43 521/829 596/1106 606/2165 958/2089 1449/1931 1758/851 2000/1042 2259/2069 4180/1237 4531/1086
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES UN-4
Legal Tract	PIE
Legal Block	E
Legal Lot Number	43
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2032
Census Tract	30402

Owner

Source: Charlotte County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	340 SMITH ST, OVIEDO, FL 32765-9721
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK & TRUST
Jan 24, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Mar 27, 2017	Warranty Deed, Transfer OMEGA TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20202780372
Deed Book / Page	4531 / 1086
Prior Transfer Date	Apr 28, 2003
Prior Transfer Doc	2259002069
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	330 KETTLE HARBOR DR, PLACIDA, FL 33946
Transaction Type	Mortgage
Record Updated	Jan 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 SMITH ST, OVIEDO, FL 32765-9721

Mortgage

Document Number	0049020129
Date	Dec 29, 2021
Book Page	4902/129
Instrument	3039958

Lender

Name	CENTENNIAL BANK & TRUST
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 24, 2020
Property Address	330 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0045311086
Book / Page	004531 / 001086
Instrument Date	Dec 30, 2019
Instrument	2780372
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,085.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	340 SMITH ST OVIEDO FL 327659721, OVIEDO, FL 32765-9721

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 27, 2017
Property Address	330 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0041801237
Book / Page	004180 / 001237
Instrument Date	Mar 24, 2017
Instrument	2510205
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	OMEGA TITLE

Transaction

Amount	Amount Recorded
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11000 METRO PKWY #44 FORT MYERS FL 339661245, 44, FORT MYERS, FL 33966-1245

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,410.00 (+249.67%)	$963,934 (+338.14%) Land $299,635 Building $664,299	$963,934 (+171.99%) Land $299,635 Building $664,299
2023	$4,693.00 (+14.18%)	$220,007 (-12.45%)	$354,402 (+41.03%) Land $352,512 Building $1,890
2022	$4,110.00	$251,303 Land $249,696 Building $1,607	$251,303 Land $249,696 Building $1,607

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people · EPA ID FL6084079
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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