290 Kettle Harbor Dr, Placida, FL 33946 Property Records

Charlotte County property record for 290 Kettle Harbor Dr, Placida, FL 33946

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,093 sqft · built 2007
Lot Size	0.247 acres (10,800 sqft)
Owner	Individual Name on File
Last Sale	$965,000 (Aug 2020)
Tax Bill	$15,881 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-20-33-404-001`

Property Details

APN / Parcel Number

Primary APN	`41-20-33-404-001`
Alternative APNs	`0088357-001900-3` `10004660366`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,093 sqft Living Area
Gross Area	3,152 sqft

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Pile
Roof Material	Metal
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	135 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	1,104 sqft

Exterior Amenities

Pool Area	28 sqft
Porch	Porch
Porch Area	187 sqft
Patio Area	355 sqft
Fence	Fence
Loading Dock	156 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004660366
Old Parcel Number	00883570019003
Street Address	290 KETTLE HARBOR DR
City	PLACIDA
State	FL
Zip	33946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BBI
Legal Description	PIE 004 000E 0039 PALM ISLAND ESTATES UN 4 BLK E LT 39 552/794 798/381 1233/1388 1366/146 2002/445 3881/2114
Legal Range	20E
Legal Township	41S
Legal Section	33
Legal Subdivision	PALM ISLAND ESTATES
Legal Block	E
Legal Lot Number	39
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	2
Census Block	2032
Census Tract	30402

Owner

Source: Charlotte County records · APN 41-20-33-404-001

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1230 GOLDEN LN, ORLANDO, FL 32804-7123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jul 02, 2014 · Amount on Record
Deed Document Number	2845412
Deed Book / Page	4622 / 881
Record Updated	Jun 08, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 28, 2020
Property Address	290 KETTLE HARBOR DR, PLACIDA, FL 33946
Document Number	0046220881
Book / Page	4622 / 881
Map Reference	MB 4 PG 13A-13E
Instrument Date	Aug 18, 2020
Instrument	2845412
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,755.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1230 GOLDEN LN, ORLANDO, FL 32804-7123

Mortgage

Document Number	0004622883
Date	Aug 28, 2020
Instrument	4622/883

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,881.00 (-15.42%) Homeowner's exemption	$1,001,511 (+11.78%)	$830,524 (-4.51%) Land $352,512 Building $478,012
2023	$18,777.00 (+12.57%)	$895,990 (-12.85%)	$869,724 (-15.41%) Land $352,512 Building $517,212
2022	$16,680.00	$1,028,132 Land $249,696 Building $778,436	$1,028,132 Land $249,696 Building $778,436

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 677 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,446 units insured incl. 769 condo units
Nearby Flood Claims	679 (1982–2025)
Most Recent Claim	Mar 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 377 claims Hurricane Helene, Oct 2024 · 156 claims Hurricane Ian, Sep 2022 · 39 claims

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Lumen Technologies, T-Mobile USA.

Based on FCC filings for 102 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BOCILLA UTILITIES, INC. public/private · serves 1,068 people
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.