195 Franklin St, Holt, MO 64048 Property Records

Clay County property record for 195 Franklin St, Holt, MO 64048

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,234 sqft · built 2007
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,400 (Apr 2017)
Tax Bill	$2,242 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-914-00-02-010.00`

Property Details

APN / Parcel Number

Primary APN	`03-914-00-02-010.00`
Alternative APNs	`0391400020100001` `3914000201000` `325114`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
Gross Area	1,998 sqft
1st Floor Area	1,234 sqft
Basement Area	1,222 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	195 FRANKLIN ST
City	HOLT
State	MO
Zip	64048-7135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST RAILROAD ADDITION LTS 35 & 36
Legal Range	31W
Legal Township	54N
Legal Section	35
Legal Subdivision	WEST RAILROAD ADDITION
Legal Lot Number	35,36
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3018
Census Tract	21809

Owner

Source: Clay County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	195 FRANKLIN ST, HOLT, MO 64048-7135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage SUPREME LNDG
Apr 20, 2017	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Jan 18, 2007 · Amount on Record
Deed Document Number	201712590
Deed Book / Page	7945 / 163
Prior Transfer Date	Mar 5, 2006
Prior Transfer Doc	0000015070
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	195 FRANKLIN ST, HOLT, MO 64048-7135
Document Number	0000012883
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	195 FRANKLIN ST HOLT MO 640487135, HOLT, MO 64048-7135

Mortgage

Document Number	0000012883
Date	Apr 28, 2020
Book Page	008661/000058
Instrument	12883

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Apr 20, 2017
Property Address	195 FRANKLIN ST, HOLT, MO 64048-7135
Document Number	0000012590
Book / Page	007945 / 000163
Instrument Date	Apr 18, 2017
Instrument	12590
Transaction Type	Transfer
Record Updated	May 9, 2017
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	195 FRANKLIN ST HOLT MO 64048, HOLT, MO 64048

Mortgage

Document Number	12801
Date	Apr 20, 2017
Book Page	007947/000054
Instrument	12801

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Holt City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,242.00 (+9.37%)	$32,790 (+9.3%)	$172,579 (+9.3%)
2023	$2,050.00 (+7.84%)	$30,000	$157,894
2019	$1,901.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLAY COUNTY PWSD 3 serves 3,447 people · EPA ID MO1024143
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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