250 E Troy St, Ferndale, MI 48220 Property Records

Oakland County property record for 250 E Troy St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 824 sqft · built 1924
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Apr 2019)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-202-007`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-202-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	824 sqft Living Area
1st Floor Area	824 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Ranch
Exterior Material	Composition/Composite
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Lot Dimensions	108 ft deep x 50 ft wide
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	250 E TROY ST
City	FERNDALE
State	MI
Zip	48220-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 34 THE LITTLE FARMS SUB W 1/2 OF LOT 212
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	THE LITTLE FARMS SUB
Legal Lot Number	212
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2003
Census Tract	173500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	250 E TROY ST, FERNDALE, MI 48220-2831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Prior Sale	Feb 25, 2008 · Amount on Record
Deed Document Number	201954283
Deed Book / Page	52717 / 31
Prior Transfer Date	Jul 25, 2002
Record Updated	Oct 29, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Apr 9, 2019
Property Address	250 E TROY ST, FERNDALE, MI 48220-2831
Document Number	0000054283
Book / Page	52717 / 00031
Map Reference	LB 7 PG 29
Instrument Date	Mar 29, 2019
Instrument	054283
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,272.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 DANVERS LN, 15, DEARBORN, MI 48120-1018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 E TROY ST, FERNDALE, MI 48220-2831

Mortgage

Document Number	0000054024
Date	Apr 9, 2019
Instrument	054024

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (-2.65%) Homeowner's exemption	$90,820 (+11.89%)	$181,640 (+11.89%)
2024	$3,629.00 (+5.99%)
2023		$81,170	$162,340
2021	$3,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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