310 E Thomas St, Avoca, IA 51521 Property Records

Pottawattamie County property record for 310 E Thomas St, Avoca, IA 51521

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 934 sqft · built 1920
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$163,000 (Oct 2018)
Tax Bill	$3,460 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7739 09 411 007`

Property Details

APN / Parcel Number

Primary APN	`7739 09 411 007`
Alternative APN	`043 065 010 012380 012 000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	934 sqft Base Area
1st Floor Area	934 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1998
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	140 ft deep x 95 ft wide
Garage Type	Mixed
Garage Area	264 sqft
Porch	Porch
Porch Area	64 sqft
Patio Area	160 sqft

Location & Zoning

Street Address	310 E THOMAS ST
City	AVOCA
State	IA
Zip	51521-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVOCA TOWN-ALLEN & COOKS S140' EXC E65' E1/2 BLK 44
Legal Subdivision	ALLEN AND COOKS ADDITION
Legal Block	44
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2028
Census Tract	21502

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 565, AVOCA, IA 51521-0565
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed of Trust, Mortgage · VA Mortgage CHURCHILL MORTGAGE CORP
Oct 22, 2018	Warranty Deed, Transfer CITY OF AVOCA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2018 · Amount on Record
Deed Sale	Oct 22, 2018 · Amount on Record
Prior Sale	May 18, 2012 · Amount on Record
Deed Book / Page	2018 / 13639
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	310 E THOMAS ST, AVOCA, IA 51521-5022
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/12412
Date	Aug 3, 2021
Book Page	2021/12412

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Oct 22, 2018
Property Address	310 E THOMAS ST, AVOCA, IA 51521-5022
Document Number	0000013639
Book / Page	2018 / 13639
Instrument Date	Oct 16, 2018
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	MIDWEST TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	310 E THOMAS ST, AVOCA, IA 51521-5022

Mortgage

Document Number	0000013642
Date	Oct 22, 2018
Book Page	2018/13642

Lender

Name	CITY OF AVOCA
Type	Government Agency
Address	AVOCA, IA 51521

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Avoca City
County	Pottawattamie County
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,000 (+15.44%) Land $22,900 Building $217,100	$240,000 (+15.44%) Land $22,900 Building $217,100
2025	$3,460.00 (-33.72%)
2023		$207,900 Land $19,900 Building $188,000	$207,900 Land $19,900 Building $188,000
2021	$5,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVOCA WATER WORKS serves 1,697 people · EPA ID IA7803080
Water Source	Purchased groundwater from REGIONAL WATER
Last State Inspection	Aug 2025
Also Mapped Here	URBAN BLUFFS - NORTH
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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