Pottawattamie County property record for 215 E Thomas St, Avoca, IA 51521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,884 sqft · built 1920 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,734 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7739 09 455 017 |
| Primary APN | 7739 09 455 017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,884 sqft Base Area |
| 1st Floor Area | 1,884 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Lot Dimensions | 380 ft deep x 10.8 ft wide |
| Porch | Porch |
| Porch Area | 66 sqft |
| Patio Area | 120 sqft |
| Street Address | 215 E THOMAS ST |
|---|---|
| City | AVOCA |
| State | IA |
| Zip | 51521-5173 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AVOCA TOWN 9-77-39 EXC E80' LT 15 |
| Legal Range | 390 |
| Legal Township | 770 |
| Legal Section | 09 |
| Legal Subdivision | OFFICIAL PLAT AVOCA LOTS 13 14 15 17 18 |
| Legal Block | 77 |
| Legal Lot Number | 15 |
| Jurisdiction | POTTAWATTAMIE IA |
| Township / Civil Division | KNOX |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 21502 |
Source: Pottawattamie County records · APN 7739 09 455 017
Assessment roll updated September 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 E THOMAS ST, AVOCA, IA 51521-5173 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2021 | Deed of Trust, Mortgage · Line of Credit SHELBY COUNTY STATE BANK |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 215 E THOMAS ST, AVOCA, IA 51521-5173 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 215 E THOMAS ST, AVOCA, IA 51521-5173 |
| Document Number | 2021 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 2021/10983 |
| Name | SHELBY COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Address | HARLAN, IA 51537 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POTTAWATTAMIE IA |
| Property Address | 215 E THOMAS ST, AVOCA, IA 51521-5173 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2021/4687 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Pottawattamie County records · Assessment roll updated September 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Avoca City |
| County | Pottawattamie County |
| Unified School District | AHSTW Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,734.00 (-33.37%) | $217,900 (+15.78%) Land $32,500 Building $185,400 | $217,900 (+15.78%) Land $32,500 Building $185,400 |
| 2023 | $188,200 Land $28,300 Building $159,900 | $188,200 Land $28,300 Building $159,900 | |
| 2021 | $4,103.00 |
Source: FEMA National Flood Hazard Layer as of April 16, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 67% of the US · above 58% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Marne & Elk Horn Telephone Company Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Western Iowa Wireless.
Based on FCC filings for 285 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | REGIONAL WATER private · serves 4,132 people |
|---|---|
| Water Source | Purchased surface water from COUNCIL BLUFFS WATER WORKS |
| Last State Inspection | Sep 2023 |
| Also Mapped Here | URBAN BLUFFS - NORTH |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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