305 E Thomas St, Avoca, IA 51521 Property Records

Pottawattamie County property record for 305 E Thomas St, Avoca, IA 51521

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 910 sqft · built 1920
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Tax Bill	$3,152 (2025)
Deeds & Mortgages	May 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7739 09 455 019`

Property Details

APN / Parcel Number

Primary APN	`7739 09 455 019`
Alternative APN	`043 065 146 012170 000 000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	910 sqft Base Area
1st Floor Area	910 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	380 ft deep x 164 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	120 sqft

Location & Zoning

Street Address	305 E THOMAS ST
City	AVOCA
State	IA
Zip	51521-5028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AVOCA TOWN 9-77-39 W64.4 LT 13 EX E11 OF N150 AND ALL LT 14
Legal Range	390
Legal Township	770
Legal Section	09
Legal Subdivision	OFFICIAL PLAT AVOCA LOTS 13 14 15 17 18
Legal Lot Number	13-14
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KNOX
Census Block Group	2
Census Block	2024
Census Tract	21502

Owner

Source: Pottawattamie County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 E THOMAS ST, AVOCA, IA 51521-5028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Deed of Trust, Mortgage · Line of Credit COMMUNITY 1ST CU
Mar 24, 2021	Deed of Trust, Mortgage · FHA Mortgage PREMIER LENDING ALLIANCE
Mar 23, 2021	Intrafamily Transfer, Transfer
Mar 14, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021
Deed Sale	Mar 23, 2021
Deed Document Number	20214257
Prior Transfer Date	Feb 18, 2021
Prior Transfer Doc	0000004257
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	305 E THOMAS ST, AVOCA, IA 51521-5028
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004779
Date	May 25, 2023
Instrument	2023-04779

Lender

Name	COMMUNITY 1ST CU
Type	Credit Union
Address	OTTUMWA, IA 52501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	305 E THOMAS ST, AVOCA, IA 51521-5028
Transaction Type	Mortgage
Record Updated	Dec 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/4275
Date	Mar 24, 2021
Book Page	2021/4275

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 23, 2021
Property Address	305 E THOMAS ST, AVOCA, IA 51521-5028
Document Number	02021/4257
Book / Page	2021 / 4257
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E THOMAS ST, AVOCA, IA 51521-5028

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Mar 14, 2017
Property Address	305 E THOMAS ST, AVOCA, IA 51521-5028
Document Number	0000003047
Instrument Date	Mar 9, 2017
Instrument	3047
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 E THOMAS ST AVOCA IA 515215028, AVOCA, IA 51521-5028

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Avoca City
County	Pottawattamie County
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,152.00 (+15.04%)	$219,400 (+15.84%) Land $40,000 Building $179,400	$219,400 (+15.84%) Land $40,000 Building $179,400
2023		$189,400 Land $34,800 Building $154,600	$189,400 Land $34,800 Building $154,600
2021	$2,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1997–2019)
Most Recent Claim	Mar 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER private · serves 4,132 people · EPA ID IA8300184
Water Source	Purchased surface water from COUNCIL BLUFFS WATER WORKS
Last State Inspection	Sep 2023
Also Mapped Here	URBAN BLUFFS - NORTH
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Marne & Elk Horn Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Western Iowa Wireless.

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