306 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 306 Division St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,322 sqft · built 1910
Lot Size0.07 acres (3,089 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Feb 2003)
Tax Bill$4,404 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.44-2-62

Property Details

APN / Parcel Number

Primary APN421500 49.44-2-62
Alternative APN
  • 150004904400020620000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,322 sqft Living Area
1st Floor Area706 sqft
2nd Floor Area616 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleColonial
Exterior MaterialWood
Lot Area3,089 sqft (0.07 acres)
Lot Dimensions95.5 ft deep x 32.4 ft wide
PorchSlab
Porch Area212 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address306 DIVISION ST
CitySCHENECTADY
StateNY
Zip12304-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block2
Legal Lot Number62.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5005
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address120 PARMA RD, ISLAND PARK, NY 11558-1043
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2003 · Amount on Record
Deed SaleFeb 10, 2003 · Amount on Record
Prior SaleFeb 10, 2003 · Amount on Record
Deed Book / Page1644 / 30
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,404.00 (+1.33%)
2025$4,346.00 (+6.57%)$82,800 (-) Land $12,400 Building $70,400$137,109 (+30.82%) Land $20,533 Building $116,576
2023$82,800 (-) Land $12,400 Building $70,400$104,810 (+3.8%) Land $15,696 Building $89,114
2022$82,800 Land $12,400 Building $70,400$100,976 Land $15,122 Building $85,854
2021$4,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Division St

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