310 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 310 Charles River St, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,868 sqft · built 1961
Lot Size1 acres (43,560 sqft)
Owner2 Company Names on File
Last Sale$790,800 (Jul 2013)
Tax Bill$12,868 (2025)
Deeds & MortgagesJan 2023 Transfer
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNM:2140001300000

Property Details

APN / Parcel Number

Primary APNM:2140001300000
Alternative APN
  • NEED M:214.0 B:0013 L:0000.0

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,868 sqft Living Area
1st Floor Area1,868 sqft
Basement Area1,944 sqft
Unfinished Basement794 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 2000
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address310 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal SubdivisionAVALON TERRACE
Legal Block13
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group5
Census Block5008
Census Tract403400

Owner

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on File
Mailing Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2023Quit Claim Deed, Transfer
Quitclaim
Sep 18, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FIN'L SVCS INC
Oct 23, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2013 · Amount on File
Deed SaleJul 31, 2013 · Amount on File
Prior SaleAug 1, 2007 · Amount on File
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateJan 3, 2023
Property Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Document Number0001515431
Instrument DateDec 22, 2022
Instrument1515431
Transaction TypeTransfer
Record UpdatedJan 20, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001455867
DateSep 18, 2020
Instrument1455867
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term301 Months
DueOct 1, 2045

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Document Number0001444772
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CHARLES RIVER ST NEEDHAM MA 024921002, NEEDHAM, MA 02492-1002

Mortgage

Document Number0001444772
DateApr 29, 2020
Instrument1444772
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 28, 2035

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address310 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Document Number0001412064
Instrument DateOct 23, 2018
Transaction TypeMortgage
Record UpdatedDec 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address310 CHARLES RIVER ST NEEDHAM MA 024921002, NEEDHAM, MA 02492-1002

Mortgage

Document Number0001412064
DateNov 14, 2018
Instrument1412064
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 13, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,868.00 (-8.81%)$1,214,000 (+12.19%) Land $787,100 Building $426,900$1,510,975 (+4.18%)
2024$1,450,365
2023$14,111.00$1,082,100 Land $712,200 Building $369,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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