299 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 299 Charles River St, Needham, MA 02492 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,406 sqft · built 1951
Lot Size2.02 acres (87,991 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Feb 2010)
Tax Bill$14,805 (2025)
Deeds & MortgagesNov 2023 Line of Credit
May 2021 Refinance
Flood ZoneZone X (minimal risk)
APNM:2150003500000

Property Details

APN / Parcel Number

Primary APNM:2150003500000
Alternative APN
  • NEED M:215.0 B:0035 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,406 sqft Living Area
Gross Area1,893 sqft
1st Floor Area1,339 sqft
Basement Area983 sqft
Unfinished Basement983 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,991 sqft (2.02 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address299 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block35
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group5
Census Block5013
Census Tract403400

Owner

Source: Norfolk County and Needham Town records · APN M:2150003500000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address299 CHARLES RIVER ST, NEEDHAM, MA 02492-1001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 30, 2023Deed of Trust, Mortgage · Line of Credit
MIDDLESEX SAVINGS BANK
May 24, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 26, 2010 · Amount on Record
Deed SaleFeb 26, 2010 · Amount on Record
Deed Document Number201018326
Deed Book / Page27486 / 6
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address299 CHARLES RIVER ST, NEEDHAM, MA 02492-1001
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041536-579
DateNov 30, 2023
Book Page41536/579
Instrument79315
Lender
NameMIDDLESEX SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueDec 01, 2053
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address299 CHARLES RIVER ST, NEEDHAM, MA 02492-1001
Transaction TypeMortgage
Record UpdatedJun 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39428-498
DateMay 24, 2021
Book Page39428/498
Instrument67608
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$14,805.00 (-4.82%)$1,396,700 (+17.08%) Land $858,300 Building $538,400$1,434,785 (+3.3%)
2024$1,388,900
2023$15,555.00$1,192,900 Land $762,400 Building $430,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214034005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978, tidal / storm surge, Coastal Storms, Flood, Ice & Snow

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 140 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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