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  5. Charles River St

288 Charles River St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 288 Charles River St, Needham, MA 02492

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,969 sqft · built 1955
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$454,500 (Feb 1995)
Tax Bill$18,504 (2025)
Deeds & MortgagesAug 2021 Refinance
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNM:2140001100000

Property Details

APN / Parcel Number

Primary APNM:2140001100000
Alternative APN
  • NEED M:214.0 B:0011 L:0000.0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,969 sqft Living Area
Gross Area4,080 sqft
1st Floor Area2,969 sqft
Basement Area919 sqft
Unfinished Basement820 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address288 CHARLES RIVER ST
CityNEEDHAM
StateMA
Zip02492-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSRA
Legal Block11
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group5
Census Block5008
Census Tract403400

Owner

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address288 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
VILLAGE BANK
Apr 18, 2018Quit Claim Deed, Transfer · Conventional Mortgage
JG WENTWORTH HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 1, 1995 · Amount on Record
Deed SaleFeb 1, 1995 · Amount on Record
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address288 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number039776-190
DateAug 25, 2021
Book Page39776/190
Instrument110656
Lender
NameVILLAGE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateApr 18, 2018
Property Address288 CHARLES RIVER ST, NEEDHAM, MA 02492-1002
Document Number35922-321
Book / Page035922 / 000321
Instrument DateFeb 16, 2018
Instrument29928
Transaction TypeTransfer
Record UpdatedMay 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address288 CHARLES RIVER ST NEEDHAM MA 024921002, NEEDHAM, MA 02492-1002

Mortgage

Document Number35922-323
DateApr 18, 2018
Book Page035922/000323
Instrument29929
Lender
NameJG WENTWORTH HM LNDG
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 17, 2048

Tax Assessment & Valuation

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,504.00 (-10.49%)$1,745,700 (+10.12%) Land $787,100 Building $958,600$2,040,410 (+5.48%)
2024$1,934,485
2023$20,672.00$1,585,300 Land $804,600 Building $780,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · Coastal Storms, Flood, Ice & Snow

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEEDHAM WATER DEPT
serves 31,664 people · EPA ID MA3199000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 2,000
Radiate Holdings
Cable		1,500 / 50
T-Mobile USA
Fixed Wireless		100 / 20

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