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310 Central Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 310 Central Ave, Ridgely, MD 21660

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,192 sqft · built 1900
Lot Size0.207 acres (9,000 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Oct 2021)
Tax Bill$4,520 (2026)
Deeds & MortgagesOct 2021 Transfer
Oct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-004893

Property Details

APN / Parcel Number

Primary APN07-004893
Alternative APNs
  • 7004893
  • 004893

Interior

Full Baths2 Baths
Stories3 Stories
Building Area2,192 sqft Total Area
1st Floor Area196 sqft
AtticAttic
Attic Area196 sqft
Basement Area180 sqft
Unfinished Basement180 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions180 ft deep x 50 ft wide

Exterior Amenities

PorchSlab
Porch Area381 sqft
Deck Area144 sqft
Shed1 Shed
Shed Area165 sqft

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account Number004893
Street Address310 CENTRAL AVE
CityRIDGELY
StateMD
Zip21660-2001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description9000 SQ FT LOT 8 NE/S CENTRAL AVE RIDGELY
Legal SubdivisionCENTRAL AVE
Legal Lot Number8
JurisdictionCAROLINE MD
Township / Civil Division7, RIDGELY
Census Block Group2
Census Block2029
Census Tract955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address310 CENTRAL AVE, RIDGELY, MD 21660-2001
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Intrafamily Transfer, Transfer
NOT AVAILABLE, BRENNAN TTL CO NATL ACCOUNTS
Oct 20, 2021Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleMar 19, 2015 · Amount on Record
Deed Book / Page1531 / 7
Transfer Doc0000001281
Record UpdatedOct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAROLINE MD
Recording DateOct 20, 2021
Property Address310 CENTRAL AVE, RIDGELY, MD 21660-2001
Document Number0015310002
Book / Page1531 / 2
Instrument DateOct 18, 2021
Transaction TypeTransfer
Record UpdatedNov 17, 2021
Title CompanyNOT AVAILABLE, BRENNAN TTL CO NATL ACCOUNTS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address310 CENTRAL AVE, RIDGELY, MD 21660-2001

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionCAROLINE MD
Recording DateOct 20, 2021
Property Address310 CENTRAL AVE, RIDGELY, MD 21660-2001
Document Number0015310007
Book / Page1531 / 7
Instrument DateOct 18, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyNOT AVAILABLE, BRENNAN TTL CO NATL ACCOUNTS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address310 CENTRAL AVE, RIDGELY, MD 21660-2001

Mortgage

Document Number0000153115
DateOct 20, 2021
Instrument1531/15
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCaroline County
MunicipalityRidgely Town
Unified School DistrictCaroline County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,520.00 (+9.74%)$303,867 (+11.21%)$334,500 (-) Land $56,900 Building $277,600
2025$4,119.00 (+17.99%)$273,233 (+19.75%)$334,500 (+37.88%) Land $56,900 Building $277,600
2023$3,491.00$228,167$242,600 Land $40,900 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF RIDGELY
serves 1,600 people · EPA ID MD0050006
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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