307 Central Ave, Ridgely, MD 21660 Property Records

Caroline County property record for 307 Central Ave, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,593 sqft · built 1890
Lot Size	0.207 acres (9,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$436,000 (May 2022)
Tax Bill	$5,905 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-000219`

Property Details

APN / Parcel Number

Primary APN	`07-000219`
Alternative APNs	`7000219` `000219`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	2,593 sqft Total Area
1st Floor Area	1,285 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Porch	Slab
Porch Area	484 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	000219
Street Address	307 CENTRAL AVE
City	RIDGELY
State	MD
Zip	21660-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	9000 SQ FT SW/S CENTRAL AVE RIDGELY
Legal Subdivision	TUCKAHOE SPGS
Legal Lot Number	24
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2047
Census Tract	955201

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	307 CENTRAL AVE, RIDGELY, MD 21660-2031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed, Transfer · Conventional Mortgage REDWOOD CAPITAL INC
Jul 9, 2018	Grant Deed, Transfer SAGE TITLE GROUP LLC
Jan 24, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on Record
Deed Sale	May 31, 2022 · Amount on Record
Prior Sale	Jul 9, 2018 · Amount on Record
Deed Book / Page	1576 / 423
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 31, 2022
Property Address	307 CENTRAL AVE, RIDGELY, MD 21660-2031
Document Number	0015760423
Book / Page	1576 / 423
Map Reference	LB LHG 57 FO 57
Instrument Date	May 23, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	NEWLYN TITLE ASSURANCE COMPANY INC, NEWLYN TTL ASSURANCE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	307 CENTRAL AVE, RIDGELY, MD 21660-2031

Mortgage

Document Number	0001576429
Date	May 31, 2022
Instrument	1576-429

Lender

Name	REDWOOD CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jul 9, 2018
Property Address	307 CENTRAL AVE, RIDGELY, MD 21660-2031
Document Number	0013170210
Book / Page	001317 / 000210
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Jul 23, 2018
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	307 CENTRAL AVE RIDGELY MD 21660, RIDGELY, MD 21660

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 24, 2018
Property Address	307 CENTRAL AVE, RIDGELY, MD 21660-2031
Document Number	0012940343
Book / Page	001294 / 000343
Instrument Date	Dec 12, 2017
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$142.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	350 HART RD GAITHERSBURG MD 208785473, GAITHERSBURG, MD 20878-5473

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,905.00 (+2.22%) Homeowner's exemption	$407,167 (+134.81%)	$431,100 (+130.91%) Land $56,900 Building $374,200
2025	$5,777.00 (+117.75%)
2023	$2,653.00	$173,400	$186,700 Land $40,900 Building $145,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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