31 Waterford Cir, Spring, TX 77381 Property Records

Montgomery County property record for 31 Waterford Cir, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,095 sqft · built 1994
Lot Size0.459 acres (20,000 sqft)
OwnerIndividual Name on Record
Last Sale$406,300 (May 1995)
Tax Bill$12,317 (2025)
Deeds & MortgagesMay 2022 Mortgage
May 2022 Document
Flood ZoneZone X (minimal risk)
APN9722-44-04200

Property Details

APN / Parcel Number

Primary APN9722-44-04200
Alternative APN
  • R227994

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures21 Plumbing Fixtures
Stories2 Stories
Building Area5,095 sqft Living Area
Gross Area5,847 sqft
1st Floor Area2,906 sqft
2nd Floor Area2,189 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area20,000 sqft (0.459 acres)
Garage TypeAttached
Garage Area752 sqft
Parking Spaces3 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address31 WATERFORD CIR
CitySPRING
StateTX
Zip77381-6614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionS972244 - WDLNDS VIL COCHRANS CR 44, BLOCK 2, LOT 2
Legal SubdivisionWDLNDS VIL COCHRANS CR 44
Legal Block2
Legal Lot Number2
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2009
Census Tract690900

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address31 WATERFORD CIR, SPRING, TX 77381-6614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2022Deed of Trust, Mortgage · Loan Assumption
CONNIE LOU GANGLUFF
May 2, 2022

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 1995 · Amount on Record
Deed SaleMay 24, 1995 · Amount on Record
Prior SaleOct 13, 1994
Deed Document Number199527921
Last Transfer DateApr 14, 2022
Transfer Doc0000055758
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address31 WATERFORD CIR, SPRING, TX 77381-6614
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WATERTOID CIRCLE, THE WOODLANDS, TX 77381-6614

Mortgage

Document Number0000055690
DateMay 2, 2022
Instrument2022055690
Lender
NameCONNIE LOU GANGLUFF
TypePrivate Party
Address2220 WESTCREEK LN APT 1005, HOUSTON, TX 77027
Agreement
TypeLoan Assumption
AmountAmount Recorded

May 2022:

JurisdictionMONTGOMERY TX
Recording DateMay 2, 2022
Property Address31 WATERFORD CIR, SPRING, TX 77381-6614
Document Number0000055758
Map ReferenceCAB G SH 100A
Instrument DateApr 14, 2022
Instrument2022055758
Record UpdatedDec 13, 2022

Transferred From (Grantor/Seller)

NameVerified Name
Address2220 WESTCREEK LN APT 1005, 1005, HOUSTON, TX 77027-3614

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 WATERFORD CIR, THE WOODLANDS, TX 77381-6614

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,039,318 (-) Land $160,000 Building $879,318$1,039,318 (-) Land $160,000 Building $879,318
2025$12,317.00 (-4.92%) Homeowner's exemption Senior Citizen's exemption$1,039,318 (+4.98%) Land $160,000 Building $879,318$1,039,318 (-) Land $160,000 Building $879,318
2024$12,954.00 (+11.47%) Homeowner's exemption Senior Citizen's exemption$990,000 (+1%) Land $160,000 Building $879,318$1,039,318 (+15.48%) Land $160,000 Building $879,318
2023$11,621.00 Homeowner's exemption$900,000 Land $160,000 Building $740,000$900,000 Land $160,000 Building $740,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 163 policies
Nearby Flood Policies163 in force
Nearby Flood Claims12 (2001–2017)
Claims Outside the SFHA11 of 12
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Severe Storms And Flooding, May 2016 · 2 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 67
serves 16,821 people · EPA ID TX1700554
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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