31 Viola Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 31 Viola Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,328 sqft · built 2015
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$900,000 (Sep 2023)
Tax Bill	$15,393 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-00368-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`32-00368-0000-00006`
Alternative APNs	`3201194000000046` `320036800006`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	12,502 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Old Parcel Number	3201194000000046
Street Address	31 VIOLA AVE
City	LEONARDO
State	NJ
Zip	07737-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Block	368
Legal Lot Number	6
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2041
Census Tract	800400

Owner

31 Viola Ave is owned and occupied by two individuals who bought it in September 2023.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	31 VIOLA AVE, LEONARDO, NJ 07737-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 27, 2020	Deed of Trust, Mortgage · VA Mortgage ADVISORS MTG
Oct 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOME LOAN INV BK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2023 · Amount on File
Deed Sale	Sep 7, 2023 · Amount on File
Prior Sale	Aug 21, 2014 · Amount on File
Deed Document Number	202362222
Deed Book / Page	9658 / 9371
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 VIOLA AVE, LEONARDO, NJ 07737-1410
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095632776
Date	Dec 7, 2021
Book Page	9563/2776
Instrument	2021175085

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	346 Months
Due	Oct 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 VIOLA AVE, LEONARDO, NJ 07737-1410
Document Number	0000050127
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	ARBOR TITLE, ARBOR TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VIOLA AVE LEONARDO NJ 07737, LEONARDO, NJ 07737

Mortgage

Document Number	0000050127
Date	May 13, 2020
Book Page	009413/005694
Instrument	50127

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 VIOLA AVE, LEONARDO, NJ 07737-1410
Document Number	0000106301
Instrument Date	Oct 13, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018
Title Company	TRITON NATIONAL TITLE AGENCY, TRITON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VIOLA AVE LEONARDO NJ 07737, LEONARDO, NJ 07737

Mortgage

Document Number	0000106301
Date	Oct 30, 2018
Book Page	009318/008041
Instrument	106301

Lender

Name	HOME LOAN INV BK FSB
Type	Federal Savings Bank
Address	WARWICK, RI 02886-1765

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 29, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 31 Viola Ave was $15,393, up 12.1% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,018,700 (+6.82%) Land $471,000 Building $547,700	$1,018,700 (+6.82%) Land $471,000 Building $547,700
2025	$15,393.00 (+12.14%)	$953,700 Land $411,000 Building $542,700	$953,700 Land $411,000 Building $542,700
2024	$13,727.00
2023		$695,800 Land $279,100 Building $416,700	$695,800 Land $279,100 Building $416,700
2022	$13,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Viola Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Viola Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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