23 Viola Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 23 Viola Ave, Leonardo, NJ 07737

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,005 sqft · built 1952
Lot Size0.105 acres (4,591 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Sep 2025)
Tax Bill$8,998 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Oct 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN32-00385-0000-00014

Property Details

APN / Parcel Number

Primary APN32-00385-0000-00014
Alternative APNs
  • 320038500014
  • 741

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,005 sqft Living Area
1st Floor Area2,005 sqft
Basement Area528 sqft

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area4,591 sqft (0.105 acres)
Lot Dimensions85 ft deep x 54 ft wide
PorchEnclosed Porch
Patio Area180 sqft

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number741
Street Address23 VIOLA AVE
CityLEONARDO
StateNJ
Zip07737-1461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionCHARLES T LEONARD PROP
Legal Block385
Legal Lot Number14
JurisdictionMONMOUTH NJ
Township / Civil DivisionMIDDLETOWN
Census Block Group1
Census Block1045
Census Tract800400

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 VIOLA AVE, LEONARDO, NJ 07737-1461
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 4, 2025Deed, Transfer · Conventional Mortgage
TD BANK NA
Oct 11, 2019Deed of Trust, Mortgage · FHA Mortgage
AMERICAN FIN'L RSRCS
Mar 19, 2018Grant Deed, Transfer · FHA Mortgage
FIRST HM BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2025 · Amount on Record
Deed SaleSep 4, 2025 · Amount on Record
Prior SaleMar 19, 2018 · Amount on Record
Deed Document Number202570376
Deed Book / Page9754 / 7131
Prior Transfer DateMar 23, 2015
Prior Transfer Doc0091053466
Record UpdatedSep 20, 2026

September 2025: Deed, Transfer

Document TypeDeed
JurisdictionMONMOUTH NJ
Recording DateSep 4, 2025
Property Address23 VIOLA AVE, LEONARDO, NJ 07737-1461
Document Number0097547131
Book / Page9754 / 7131
Instrument DateSep 3, 2025
Instrument2025070376
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyTITLE PROTECTION INC, TITLE PROTECTION GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,185.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address745 STATE ROUTE 94 S, NEWTON, NJ 07860-5063

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 VIOLA AVE, LEONARDO, NJ 07737-1461

Mortgage

Document Number2025070377
DateSep 4, 2025
Instrument2025070377
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address23 VIOLA AVE, LEONARDO, NJ 07737-1461
Document Number0000100287
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 VIOLA AVE LEONARDO NJ 077371461, LEONARDO, NJ 07737-1461

Mortgage

Document Number0000100287
DateOct 24, 2019
Book Page009375/008438
Instrument100287
Lender
NameAMERICAN FIN'L RSRCS
TypeFunding / Finance Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 23, 2049

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMar 19, 2018
Property Address23 VIOLA AVE, LEONARDO, NJ 07737-1461
Document Number0000027975
Book / Page009278 / 008092
Instrument DateFeb 9, 2018
Instrument27975
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$248.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 VIOLA AVE LEONARDO NJ 077371461, LEONARDO, NJ 07737-1461

Mortgage

Document Number27976
DateMar 19, 2018
Book Page009278/008098
Instrument27976
Lender
NameFIRST HM BK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 18, 2048

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
County SubdivisionMiddletown Township
Unified School DistrictMiddletown Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$619,700 (+11.16%) Land $378,700 Building $241,000$619,700 (+11.16%) Land $378,700 Building $241,000
2025$8,998.00 (+17.57%)$557,500 (+36.27%) Land $318,700 Building $238,800$557,500 (+36.27%) Land $318,700 Building $238,800
2024$7,653.00 (+26.62%)
2023$409,100 Land $216,600 Building $192,500$409,100 Land $216,600 Building $192,500
2022$6,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims95 (1984–2023)
Claims Outside the SFHA31 of 95
Most Recent ClaimApr 2023 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 48 claims
  • Hurricane Irene, Aug 2011 · 11 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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