22 Viola Ave, Leonardo, NJ 07737 Property Records

Monmouth County and Middletown Township property record for 22 Viola Ave, Leonardo, NJ 07737

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,291 sqft · built 1944
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,858 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`32-00367-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`32-00367-0000-00007`
Alternative APNs	`320036700007` `6315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,291 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Patio Area	192 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	6315
Street Address	22 VIOLA AVE
City	LEONARDO
State	NJ
Zip	07737-1465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	TOWNSHIP/MIDDLETOWN
Legal Block	367
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	2
Census Block	2043
Census Tract	800400

Owner

22 Viola Ave is owned and occupied by two individuals.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU
Aug 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FIN'L FCU
Mar 23, 2020	Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FIN'L FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Transaction Type	Mortgage
Record Updated	Oct 3, 2025
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097559665
Date	Sep 15, 2025
Book Page	9755/9665
Instrument	2025072624

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096336694
Date	Feb 8, 2023
Book Page	9633/6694
Instrument	2023009539

Lender

Name	UNITED TELETECH FINANCIAL FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 7, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	QUALITY TITLE AND ABSTRACT AGENCY, QUALITY TTL & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095353888
Date	Aug 13, 2021
Book Page	9535/3888
Instrument	2021123397

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Document Number	0000150639
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 21, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VIOLA AVE LEONARDO NJ 077371465, LEONARDO, NJ 07737-1465

Mortgage

Document Number	0000150639
Date	Dec 16, 2020
Book Page	009465/003823
Instrument	150639

Lender

Name	UNITED TELETECH FIN'L FCU
Type	Credit Union
Address	TINTON FALLS, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	22 VIOLA AVE, LEONARDO, NJ 07737-1465
Document Number	0000055609
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	QUALITY TITLE COMPANY, QUALITY TITLE & ABSTRACT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 VIOLA AVE LEONARDO NJ 077371465, LEONARDO, NJ 07737-1465

Mortgage

Document Number	0000055609
Date	May 27, 2020
Book Page	009416/005024
Instrument	55609

Lender

Name	UNITED TELETECH FIN'L FCU
Type	Credit Union
Address	TINTON FALLS, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 26, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 22 Viola Ave was $8,858, up 17.7% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$611,000 (+11.33%) Land $375,600 Building $235,400	$611,000 (+11.33%) Land $375,600 Building $235,400
2025	$8,858.00 (+17.71%)	$548,800 Land $315,600 Building $233,200	$548,800 Land $315,600 Building $233,200
2024	$7,525.00
2023		$289,300 Land $214,400 Building $74,900	$289,300 Land $214,400 Building $74,900
2022	$4,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 22 Viola Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	91 (1978–2018)
Claims Outside the SFHA	8 of 91
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 47 claims Hurricane Irene, Sep 2011 · 9 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Viola Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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