31 Vincent Ave, Troy, OH 45373 Property Records

Miami County property record for 31 Vincent Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,161 sqft · built 1957
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Jun 2018 Mortgage May 2018 Transfer
Flood Zone	Zone X (reduced by levee)
APN	`D08-026050`

Property Details

APN / Parcel Number

Primary APN	`D08-026050`
Alternative APNs	`050628.4-33-009-00` `D08SW134 03100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,161 sqft Living Area
1st Floor Area	2,322 sqft
Basement Area	1,161 sqft
Unfinished Basement	1,161 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	82 ft deep x 99 ft wide
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Patio Area	150 sqft
Canopy	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	31 VINCENT AVE
City	TROY
State	OH
Zip	45373-3945
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2581 100
Legal Lot Number	2581
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2003
Census Tract	365302

Owner

31 Vincent Ave is owned and occupied by an individual who acquired it in January 1990.

Source: Miami County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	31 VINCENT AVE, TROY, OH 45373-3945
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC
May 7, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	31 VINCENT AVE, TROY, OH 45373-3945
Document Number	0000007208
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VINCENT AVE TROY OH 453733945, TROY, OH 45373-3945

Mortgage

Document Number	0000007208
Date	Jun 14, 2018
Instrument	7208

Lender

Name	WRIGHTPATT CU INC
Address	BEAVERCREEK, OH 45431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MIAMI OH
Recording Date	May 7, 2018
Property Address	31 VINCENT AVE, TROY, OH 45373-3945
Document Number	0000005476
Instrument Date	May 7, 2018
Instrument	5476
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 VINCENT AVE TROY OH 453733945, TROY, OH 45373-3945

Tax Assessment & Valuation

The 2025 property tax bill for 31 Vincent Ave was $1,385 with a homeowner's exemption, up 1.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,385.00 (+1.69%) Homeowner's exemption	$61,470 (+37.52%) Land $10,540 Building $50,930	$175,600 Land $30,100 Building $145,500
2024	$1,362.00 (+2.02%) Homeowner's exemption	$44,700 (-) Land $10,990 Building $33,710
2023	$1,335.00 (+15.78%) Homeowner's exemption	$44,700 (-) Land $10,990 Building $33,710	$127,700 (-) Land $31,400 Building $96,300
2022	$1,153.00 Homeowner's exemption	$44,700 Land $10,990 Building $33,710	$127,700 Land $31,400 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Vincent Ave in Zone X, where a levee reduces flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Vincent Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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