Miami County property record for 41 Vincent Ave, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 925 sqft · built 1961 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $133,000 (Apr 2024) |
| Tax Bill | $1,297 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | D08-026060 |
| Primary APN | D08-026060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 1,850 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 111 ft deep x 61 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 41 VINCENT AVE |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-3945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IN LOT 2583 75 |
| Legal Lot Number | 2583 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 365302 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 41 VINCENT AVE, TROY, OH 45373-3945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Aug 1, 1991 · Amount on Record |
| Deed Document Number | 20243851 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 41 VINCENT AVE, TROY, OH 45373-3945 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Title Company | HOME SERVICES TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 11543 E NIDO AVE, MESA, AZ 85209-2905 |
| Document Number | 0000003852 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2024OR-03852 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 8805 GOVERNORS HILL DR, CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 13% |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,297.00 (+27.66%) Homeowner's exemption | $38,290 (+49.22%) Land $9,240 Building $29,050 | $109,400 (+49.25%) Land $26,400 Building $83,000 |
| 2024 | $1,016.00 (+3.46%) | $25,660 (-) Land $9,630 Building $16,030 | |
| 2023 | $982.00 (+16.63%) | $25,660 (-) Land $9,630 Building $16,030 | $73,300 (-) Land $27,500 Building $45,800 |
| 2022 | $842.00 | $25,660 Land $9,630 Building $16,030 | $73,300 Land $27,500 Building $45,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 13 (1983–2014) |
| Claims Outside the SFHA | 2 of 13 |
| Most Recent Claim | May 2014 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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