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31 Upper River Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 31 Upper River Rd, Ipswich, MA 01938 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,745 sqft · built 1959
Lot Size0.508 acres (22,150 sqft)
Owner2 Trust Names on File
Tax Bill$9,596 (2025)
Deeds & MortgagesJan 2023 Transfer
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNIPSW M:53B B:0012 L:0

Property Details

APN / Parcel Number

Primary APNIPSW M:53B B:0012 L:0
Alternative APN
  • 4916

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,745 sqft Living Area
Gross Area3,727 sqft
Basement Area1,702 sqft
Unfinished Basement511 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,150 sqft (0.508 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4916
Street Address31 UPPER RIVER RD
CityIPSWICH
StateMA
Zip01938-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionVALINA I PORTER & MILDRED G LO
Legal Block12
JurisdictionIPSWICH MA
Township / Civil DivisionIPSWICH
Census Block Group1
Census Block1030
Census Tract223100

Owner

Source: Essex County and Ipswich Town records · APN IPSW M:53B B:0012 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address31 UPPER RIVER RD, IPSWICH, MA 01938-2518
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 20, 2019Deed of Trust, Mortgage · Balloon Mortgage
TD BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2013
Deed SaleAug 08, 2013
Prior SaleSep 08, 1999 · Amount on Record
Deed Book / Page32730 / 278
Last Transfer DateJan 11, 2023
Transfer Doc0041397-64
Record UpdatedSep 20, 2026

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionIPSWICH MA
Recording DateJan 12, 2023
Property Address31 UPPER RIVER RD, IPSWICH, MA 01938-2518
Document Number0041397-64
Book / Page41397 / 64
Instrument DateJan 11, 2023
Instrument20230112002130
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address31 UPPER RIVER RD, IPSWICH, MA 01938-2518

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIPSWICH MA
Property Address31 UPPER RIVER RD, IPSWICH, MA 01938-2518
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37767-593
DateAug 20, 2019
Book Page37767/593
Instrument20190820000370
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionIpswich Town
Unified School DistrictIpswich School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,596.00 (-4.16%)$860,600 (-2.18%) Land $454,700 Building $405,900$1,027,425
2024$10,012.00 (+1.46%)$879,800 (+9.03%) Land $453,100 Building $426,700
2023$9,868.00$806,900 Land $393,700 Building $413,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092231001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies20 units insured
10 under condo master policies
Nearby Flood Claims6 (1982–2006)
Most Recent ClaimMay 2006, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, May 2006 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 130 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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