20 Upper River Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 20 Upper River Rd, Ipswich, MA 01938 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1955
Square Footage	1,322 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$515,000 (2023)
Tax Bill	$5,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`IPSW M:53B B:0022 L:0`
Alternative APN	`4926`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,322 sqft Living Area
Gross Area	3,372 sqft Gross Area
Basement Area	958 sqft Basement
Unfinished Basement	958 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	4926
Street Address	20 UPPER RIVER RD
City	IPSWICH
State	MA
Zip	01938-2558
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	22
Jurisdiction	IPSWICH MA
Minor Civil Division	IPSWICH
Census Blockgroup	1
Census Block	1031
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records · APN IPSW M:53B B:0022 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 UPPER RIVER RD, IPSWICH, MA 01938-2558
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 29, 2023 · Amount on Record
Deed Sale	Dec 29, 2023 · Amount on Record
Deed Doc Number	20233390
Deed Book / Page	41932 / 85
Record Refreshed	Sep 20, 2026

December 2023: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	IPSWICH MA
Recording Date	Dec 29, 2023
Property Address	20 UPPER RIVER RD, IPSWICH, MA 01938-2558
Document Number	0041932-85
Book / Page	41932 / 85
Instrument Date	Dec 27, 2023
Instrument	20231229003390
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	20 UPPER RIVER RD, IPSWICH, MA 01938-2558

Tax Assessment & Valuation

Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,840.00 (-0.93%)	$523,800 (+1.12%) Land $297,900 Building $225,900	$549,290
2024	$5,895.00 (+3.17%)	$518,000 (+10.87%) Land $298,000 Building $220,000
2023	$5,714.00	$467,200 Land $274,800 Building $192,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.